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that's a logic fail. unless he is gay or bi, he can't get hard from talking to another guy.
do you even have state farm? and was "he" wearing khakis?
Best. Response. Ever.
I knew that was coming, ask what he is wearing
meaning?
he's an asshole for cheating on you, but a legend for making that joke.
Does no one else think that at 2am right beside his wife that maybe he was sleep walking/talking? He may have been having an imaginary conversation in his sleep and gave a strange response because of that? Just a thought really.
Keywords
So he's either cheating on you with a woman, a man, or he's just really enthusiastic about car insurance.
"And he's making you hard?"