seriously it would have been cheaper to have it fixed yourself. The typical car repair places that work with insuance companies jack up the prices. you probably could have had everthing fixed for $300. YDI and the cookie monster F'dYL.

The look on your face when you saw your car: priceless

you have crappy insurance

Hey cookies feed the soul ..... So, there was a good reason behind it hehehehh for u that sucks

Must have been a good cookie

NEVER LEAVE COOKIES IN YOUR CAR

But shit, it was 98 cents.

That shouldn't increase your insurance premium. It would be filed as a "comprehensive" (other than collision) claim, which is a no-fault claim, same as weather, fire, theft, etc. depending on the extent of the damage and your policy, you may be out your deductible, but that should be all.

better lose a cookie than something even more expensive like a phone or tablet

So your premium is going up but it doesn't cover all the damage?