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Next up on Dumb **** Wars...
Er, why are people having a go at OP here? If she hadn't been on the ******* phone in the first place she wouldn't have had anything to panic about. She is in the wrong, not OP. I hope your insurance totally screwed her and I also hope that she got in trouble with the police for it.
Go you! Also, I hope your insurance royally screw her over, serves her right!
Well did you learn your lesson, ****
Keywords
Never startle a distracted driver, YDI.
Hahah... Should've known better