Arnold Layne
By Anonymous - 09/05/2024 23:00 - United Kingdom
By Anonymous - 09/05/2024 23:00 - United Kingdom
By Lou - 08/05/2024 20:00 - Germany - Berlin
By Anonymous - This FML is from back in 2011 but it's good stuff - United States
By Nathanael Johnson - This FML is from back in 2019 but it's good stuff
By Burningeyes - 09/03/2024 03:00 - United States
By Skazzy3 - This FML is from back in 2015 but it's good stuff
By Anonymous - 10/02/2024 21:00
By OneGirlsLife - This FML is from back in 2017 but it's good stuff
By Middle Age Divorced Dad - 22/01/2024 23:40 - Canada - Stittsville
By Rita - 11/01/2024 03:00 - United States
By ZAS - This FML is from back in 2009 but it's good stuff - Canada
By Ro. - This FML is from back in 2010 but it's good stuff - United States
By Anonymous - This FML is from back in 2009 but it's good stuff - United States
By anonymous - This FML is from back in 2012 but it's good stuff - United States - Westwood
By Lost - This FML is from back in 2009 but it's good stuff - United States
By Anonymous - 07/10/2023 20:00 - Germany
By Anonymous - 05/10/2023 16:30
By psychopumpkin - This FML is from back in 2013 but it's good stuff - United Kingdom - Boston
By dogsickftl - This FML is from back in 2009 but it's good stuff - United Kingdom
By called the cops - 22/09/2023 19:00 - United States
By Anonymous - This FML is from back in 2019 but it's good stuff
By Anonymous - 15/08/2023 10:00 - United States - Ashburn
By Anonymous - 13/08/2023 10:00
By Tmo - 12/08/2023 08:00
By Anonymous - This FML is from back in 2012 but it's good stuff - United States
By Anonymous - 30/07/2023 12:00
By kelsey - This FML is from back in 2009 but it's good stuff - United States
By honest mistake! - 21/07/2023 09:00 - United States
By ashleeylynn - This FML is from back in 2010 but it's good stuff - United States
By TheGlow - 13/07/2023 08:00 - United States - Philadelphia
Keywords
So it turns out anyone with a Canadian's name, address, date of birth and the ability to make an educated guess can get that person's credit report. Using my credit report they found out I had a line of credit. I haven't used this line of credit in over 7 years and my bank card for it was deactivated. The bank however did have my current phone number and signature. I'm not sure how they didn't think to validate either. After spending an entire day dealing with the bank they admitted that they didn't follow their procedures, that it really was their fault and that they would launch an investigation. The next day the bank fraud department called me and asked me to identify myself by answering some questions. I might have gone to far at this point. I was not the most polite. I explained that they were calling me and that they shouldn't be asking me personal questions when they haven't proven they really are the bank. The lady on the phone was clueless as to why I would be asking here to prove she was from the bank. In the end she couldn't prove she was really from the bank and I hung up. I should point out that this bank regularly tells people they will not call customers and ask for personal information. It then took me 3 hours on hold to get back in touch with a person a the fraud department. The banks "investigation" involved asking me questions from a script. Other than where was I at the time of the incident all the questions were irrelevant to the what had happened. The Bank in question is CIBC The credit bureau that leaked my credit report was Equifax Transunion, the other credit bureau, in my opinion, has far better data but uses dark patterns to fraudulently get people to signup for services they don't need.