Money: Today, I helped a stranger exchange 3,000 Argentinian pesos for...

By Gee - 16/06/2017 02:00

Today, I helped a stranger exchange 3,000 Argentinian pesos for US dollars through my bank. They gave him $3,000. The exchange rate is close to $195. My bank realized their mistake and now my bank account is -$2,805 expecting me to pay it back. All this happened before my recent paycheck came in. FML

I agree, your life sucks 4 122

You deserved it 1 889

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Same thing different taste

By witt75 - 23/02/2011 18:53 - United States

Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML

I agree, your life sucks 27 768

You deserved it 6 243

Bunch of bankers, the lot of them

By Alyce - 06/11/2020 02:08 - United States - Lewistown

Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML

I agree, your life sucks 1 040

You deserved it 97

By tinaburrito - 26/01/2010 21:33 - France

Today, I found out my bank account was in the negative because my work gave me a check that didn't clear. I went to my bank to get a statement of charges so my job could reimburse me. They told me requesting a statement costs 8 dollars, which I don't have because my account is in the negative. FML

I agree, your life sucks 30 241

You deserved it 2 652

By Celina - 12/01/2009 09:55 - United States

Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML

I agree, your life sucks 28 785

You deserved it 5 375

Bunch of bankers

By WTF - 30/10/2009 10:11 - United States

Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML

I agree, your life sucks 32 425

You deserved it 2 249

Foldin' money

By E_Sauce - 24/03/2019 12:00

Today, I went to the bank to get a jar of coins exchanged for cash via a fancy counter machine. After 30 minutes I was handed a bag of rolling sleeves and was told to do it myself. Good news, I have a lot more money than I thought. Bad news, I have A LOT more coins than I thought. FML

I agree, your life sucks 1 851

You deserved it 382

Mixed feeling

By Anonymous - 07/02/2023 12:00

Today, my boss told me that I was getting a promotion. I was so excited to tell my family and friends the good news, but when I got home and checked my bank account, I realized that I had accidentally transferred all of my savings to my ex's account. FML

I agree, your life sucks 271

You deserved it 1 081

By Anonymous - 24/09/2018 05:00

Today, getting home from a long day at work, I checked the mail and saw three envelopes from the IRS. Apparently I now owe over $4,000. I only have $2 in my bank account. FML

I agree, your life sucks 2 613

You deserved it 409

Can't buy me love

By Anonymous - 23/11/2020 04:02 - Japan - Okayama

Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML

I agree, your life sucks 667

You deserved it 455

Assumptions

By adriana - 01/09/2009 16:48 - United States

Today, I went to the bank to deposit the cash I made waiting tables. While the teller was counting, I apologized for having so many small bills. She said "It's OK honey, I helped another one of your kind just the other day. You're lucky we take your dirty money." She thought I was a stripper. FML

I agree, your life sucks 59 343

You deserved it 4 589

AmbrosiaFan 18

Friday 16 June 2017 2:08

Which bank is this and are you fighting it? Considering they made the mistake?

Gwengreen 6

Friday 16 June 2017 2:43

Something is missing here.... How would it be legal for an FDIC insured bank to hold you responsible?

Comments

AmbrosiaFan 18

Friday 16 June 2017 2:08

Which bank is this and are you fighting it? Considering they made the mistake?

thatslifeiguess7 16

Friday 16 June 2017 2:24

Why did you help a stranger? good grief I would have at least looked up the rate. my question is how much did you get for helping? Reminds me of the old coin swap scam. Guy walks up says he found these rare coins can you call this number? the guy looks homeless you call the guy on the other end says give the guy money and bring the coins to him since he will ask you what the guy looks,like. happens in casinos too. Hate to say I know cause I have family who would pull scams

RichardPencil 30

Friday 16 June 2017 2:27

Don't worry about it. If you give me your bank account info, I'll put tens of millions of dollars into your account and I'll let you have $2.5 million for helping out another stranger. You're so nice!

Gwengreen 6

Friday 16 June 2017 2:43

Something is missing here.... How would it be legal for an FDIC insured bank to hold you responsible?

engineerosaurus 26

Friday 16 June 2017 3:09

Deposit insurance prevents you from losing your own deposits if the bank fails. It doesn't relate at all to errors or fraud.

amarie2009 22

Friday 16 June 2017 9:54

There must be something missing in this story, it does not add up. Did you deposit a check for the amount of 3000 dollars in your account and that check turned out fake? That would make more sense that the bank would charge you for that . And why would you do that through your bank? In the US there are basically exchange offices for tourists on every corner, you should have sent him there.

Tarlachia 33

Friday 16 June 2017 2:51

Are you sure he wasn't a Nigerian prince?

rickAUS 22

Friday 16 June 2017 2:52

So the bank did a normal currency conversion and screwed up the exchange rate, then took money out of YOUR account to cover their screw up and expect you to pay it back, simply because you were helping the other person out? What the shit...

engineerosaurus 26

Friday 16 June 2017 3:10

That's why you don't help strangers launder their money.

rodfergie 18

Friday 16 June 2017 3:41

Any time you open an account you sign basically a waiver. It it says you will hold the bank harmless for any mistakes it makes. Unfortunately this makes you responsible when the bank makes a mistake like this.