By arsenicalhumor - 27/03/2013 01:37 - Canada - Montreal

Today, I went to the bank to find out why they've taken $200 from me. By the time I show them my bank card, ID and tell them my problem, they accuse me of stealing my own identity, and refuse to give me my money back. FML
I agree, your life sucks 37 994
You deserved it 2 492

arsenicalhumor tells us more.

Hello, OP here.. Yes, there is way more to this story, but it was too long for the FML post. So, I once had to go to a Cash Money Store, two christmas 's ago, because I had no money and just lost a job, needing Christmas presents- I sold my soul to one of those stores. For months on end that Cash Money store kept taking money from me (even though I gave them what they needed back) and ever since then, once every two months the bank would make excuses as to why they'd need all of my money, examples: "Oh the Cash Money Store took OUR money and so we are taking YOURS " , "Oh there is this fee you never payed this month and so we took extra" "Oh it's this mandatory add-on that we put on people's accounts" ,in the end I told them I wanted to switch banks, and that's when they started to accuse me of identity theft. Now mind you- I still look the same, I don't age quickly, and so in the end their arguments were invalid, but because they are a bank, it is a little difficult to just be like "Oh, your branch is wrong, and I am right" yes I did switch banks, and I hope this helped with some of the confusion. Thank you :).

Top comments

Thats the laziest excuse ive ever heard from a bank. Good luck getting it sorted OP.

Broke, yet still tries to make people happy by buying Christmas presents, deserves having money stolen from him? I think your logic is flawed #64.

Comments

That's always fun. I'd just sue them for being incompetent idiots. That sucks though

TheCutestLizard 28

Go file a police report! *duh*

You clearly didn't read this FML properly. The bank took OP's money and they are claiming someone pretending to be OP is getting it back into the account.

I think the OP meant that $200 had disappeared from her account, probably because some jerk stole her identity in buying something to the value of $200. I don't think the bank itself just deducted $200 from her account for some mysterious reason.

No, no, no. The OP said $200 was taken out of her account, not deposited into it.

By "extra" I think he mean as in addition to what was already in the account.

Sorry that happened to you Arsenicalhumor. I've had my identity stolen twice myself. The first time someone bought furniture in my name (and provided my address and telephone number) and I was harassed by debt collectors. This was resolved when I spelled my first name and the debt collectors realised that the thief had incorrectly guessed it. The second time someone attempted to defraud my friends on Facebook. I loved the way that the FB people allowed the imposter to log in as me for months while stopping me from going in without any explanation regarding the cause of my suspension! I ended up giving FB the flick. I hope you get access to your own money promptly, together with some protection from further fraud and an apology (a little compensation wouldn't go astray either!). Best of luck.

I'm sorry to hear about that! I hope things are better for you, I've made sure that (HOPEFULLY ) this won't happen again, and yes in a sense I could have acted on it way faster, I'm socially anxious so pretty much I just wanted it to go away, it didn't, and so I took action. Haha I'm just hoping it doesn't happen again

perdix 29

How can you prove that you didn't steal your own identity? I believe that my parents gave me mine, but they might have stolen it from a hobo named perdix. Who knows?!?!

It's all a mystery in the end XD. But I'm hoping it's not going to happen again (or at least for a very long time)

rokolodo 10

Tell them to prove it. They have to, all ATMs should have a camera/video device. They know time and place where the money went missing. Then sue 'em.