By arsenicalhumor - 27/03/2013 01:37 - Canada - Montreal

Today, I went to the bank to find out why they've taken $200 from me. By the time I show them my bank card, ID and tell them my problem, they accuse me of stealing my own identity, and refuse to give me my money back. FML
I agree, your life sucks 37 994
You deserved it 2 492

arsenicalhumor tells us more.

arsenicalhumor 30

Hello, OP here.. Yes, there is way more to this story, but it was too long for the FML post. So, I once had to go to a Cash Money Store, two christmas 's ago, because I had no money and just lost a job, needing Christmas presents- I sold my soul to one of those stores. For months on end that Cash Money store kept taking money from me (even though I gave them what they needed back) and ever since then, once every two months the bank would make excuses as to why they'd need all of my money, examples: "Oh the Cash Money Store took OUR money and so we are taking YOURS " , "Oh there is this fee you never payed this month and so we took extra" "Oh it's this mandatory add-on that we put on people's accounts" ,in the end I told them I wanted to switch banks, and that's when they started to accuse me of identity theft. Now mind you- I still look the same, I don't age quickly, and so in the end their arguments were invalid, but because they are a bank, it is a little difficult to just be like "Oh, your branch is wrong, and I am right" yes I did switch banks, and I hope this helped with some of the confusion. Thank you :).

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Top comments

mackdeezy 22

Thats the laziest excuse ive ever heard from a bank. Good luck getting it sorted OP.

113 2
JamesPip 6

Broke, yet still tries to make people happy by buying Christmas presents, deserves having money stolen from him? I think your logic is flawed #64.

79 7

Comments

arsenicalhumor 30

Hello, OP here.. Yes, there is way more to this story, but it was too long for the FML post. So, I once had to go to a Cash Money Store, two christmas 's ago, because I had no money and just lost a job, needing Christmas presents- I sold my soul to one of those stores. For months on end that Cash Money store kept taking money from me (even though I gave them what they needed back) and ever since then, once every two months the bank would make excuses as to why they'd need all of my money, examples: "Oh the Cash Money Store took OUR money and so we are taking YOURS " , "Oh there is this fee you never payed this month and so we took extra" "Oh it's this mandatory add-on that we put on people's accounts" ,in the end I told them I wanted to switch banks, and that's when they started to accuse me of identity theft. Now mind you- I still look the same, I don't age quickly, and so in the end their arguments were invalid, but because they are a bank, it is a little difficult to just be like "Oh, your branch is wrong, and I am right" yes I did switch banks, and I hope this helped with some of the confusion. Thank you :).

59 1
perdix 29

#50, tl;dr. Thank goodness FML limits the stories to 300 characters including "Today, " and "FML."

68 18
arsenicalhumor 30

Oh Perdix, how I will always agree with you :D

17 6
perdix 29

#54, aw, I'm just kidding with you. I'm sure a lot of people want to know exactly how stuff like this happens. If you doubt the authenticity of a story, they wipe out your comment, so it's useful to see how something is true when the abridged story doesn't seem plausible.

33 3
arsenicalhumor 30

And no worries Perdix, I always find your comments great haha ^^

13 2
mkimbee 9

Pro-tip: if you're broke and unemployed, Christmas presents can wait. You kinda deserve all this.

lorraineald 7

Did they ever give you any of your money back?

16 1
sleepyglowstar 32

#64 that's a bit harsh. I don't think you deserve it OP. Alot of people get fooled by these hack schemes. I've worked in a bank and I know how evil these money companies are!

28 4
sarkaar 30

OP, you said you don't age quickly. Your name must be Logan.

21 2
JamesPip 6

Broke, yet still tries to make people happy by buying Christmas presents, deserves having money stolen from him? I think your logic is flawed #64.

79 7
EmberEyes 16

I think that you should stop being such a bitch. Obviously someone cares about their family.

26 6
Anubis_81 21

Thank God for the bank reforms in Australia, never get away with this crap. Glad to see its all good for you now OP.

6 0
attitude_angel 15

#64, everyone deserves Christmas presents, even if its something very small. You know OP has a big heart when they still try, even if they have nothing

3 1
TheFMLMasterKing 2

I'm Canadian, and rbc totally is messing with its clients. I switched to CIBC.

2 0
simoncat 11

I need more information about the "incident"- I think you've left out important facts.

2 21
arsenicalhumor 30

Yes, #55, please look through #50 - #54, hopefully that helps.

2 1
arsenicalhumor 30

#49 Thank you, that is a good idea, I wish I thought of that sooner; if it is to happen again with my new bank, then I will do that. :)

1 0
R4inb0wBrit3 13

47, because they're the kind of person that would break into a house just to wash the dishes.

9 1
foxtrousers 14

Let me guess, Bank of America? They pulled that shit with me and I never got my money back

18 1
capper44 18

No doubt its RBC. They gave a huge house to someone, who presented my buddy's id at the time and with totally different face. Fyi: he lost his wallet and in next 3-4 days & later on blamed that its not his id.... So yea, no doubt.

13 0
arsenicalhumor 30

Yeah it was RBC- and it was awful, I'm happy I left them.

1 0
frethelt 3

ive only had one good bank account, every other bank account ive had has cheated me, thats why I only use creadit unions now, you should look into it, ive been a member at 4 different ones and they were all great... exept one but that was kinda my fault... i got hit by fraud, and scence i had the money i just paid off the account, they counted it as a charge off and its still on my creadit :(

4 0
blah2112 11

Sounds like standard banking procedures...

1 3
lllgggccc 1

My comment ( Nonsense post ) was removed because I dared to question the truthfulness of this post. Tell you what - shove the FML site sideways - the truthfulness of MOST of the posts on here is suspect!

0 0