I agree with all the other posts, take the roommate to court, claim the identitiy theft and right the wrong. It's all you can do, or you can roll over and just let them keep f-ing you over.

So your friend got your SSN also?

I was shoppin' for a new car, Which one's me, A cool convertible or an SUV? Too bad I didn't know my credit was whack, Now I'm drivin' off the lot in my new sub-compact. F-r-e-e that spells free, creditreport.com bay-bee!

Id like to invoke my right of shinanigans on this fml, most place will ask to see your I.d. When you use a credit card, so since he stole your liscence Id think someone would notice he's not the guy in the picture of your liscence. And if it is real you simply tell him either he comes up with 10k, or you get the police involved. (And id suggest you do something quick before your credit score gets raped)

It's called identity theft and it's a felony. Press charges.

I think you ought to work hard and pay off the debt. Those banks don't want to hear whiny crybaby stories about "poor me" and "victim" and "identity theft." They'll really respect you if you pay off a debt that is not legitimate. They'll probably give you a good job and a very favorable loan in the future. It's worth it!

You don't need to sue him. All you need to do is file a report with the police department and alert your card company that the charges were fraudulent. They will do an investigation and the charges will be wiped off of your account. You don't sue him for the money to pay the charges because you don't have to pay the charges. He may be fined with restitution in a court hearing so that he has to pay the charges. If he damages your credit report, you may sue him for punitive damages, which although it doesn't help your credit report, is free money. GOOD LUCK OP! (FYL indeed)

wouldn't this be considered identity theft?

Well...time for you to become a mail-order male prostitute. Make sure a client doesn't try to sauter your penisial area.

ydi for letting him know your ssn