Money, Thief and Scams: The long game

The long game

By Lost - This FML is from back in 2009 but it's good stuff - United States

Today, I got rejected for approximately the tenth credit card I've applied for, so I called a bank to find out why. Apparently I took out a car loan in 2004 and bought a house in 2006. I was 13 in 2004. The credit report does not have any records of this. Thank you identity theft. FML

I agree, your life sucks 53 138

You deserved it 2 710

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Same thing different taste

Make it stop

By SnuggieOverload - This FML is from back in 2009 but it's good stuff - United States

Today, I finally found out that someone had stolen my debit card and maxed it out. The good news? Whoever it was forgot to change the address on the card, so everything they bought online has been shipped to me. The bad news? I've received 16 snuggies so far, and I'm still counting. FML

I agree, your life sucks 49 300

You deserved it 3 790

By mariology - 11/12/2013 12:33 - United States - Newark

Today, I found a credit card at my job. As store policy goes, we have to cut up lost cards immediately after finding them to protect the cardholders. As I grab the scissors and cut, my manager calls out, "Has anyone seen my credit card?" FML

I agree, your life sucks 48 834

You deserved it 11 624

Rough

By aarone23 - This FML is from back in 2011 but it's good stuff - United States

Today, I was slammed onto my car, thrown on the ground, and arrested for outstanding warrants from 1979. I was born in 1992. FML

I agree, your life sucks 73 299

You deserved it 4 151

By jcesom - 29/07/2009 05:53 - United States

Today, I showed by ID to get into a bar and the bouncer kept it because he said it wasn't me. It was. Apparently I've gained so much weight I am unrecognizable. FML

I agree, your life sucks 41 548

You deserved it 15 944

The argument for fake IDs

By bryans_fresh - This FML is from back in 2009 but it's good stuff - United States

Today, I wanted to use my gift card for a liquor store. I went to pay the cashier, who said he needed to see my license. I gave it to him, along with my gift card. After paying, he asked me if I wanted him to cut it up, since the card was now worthless. I said yes. He cut up the wrong card. FML

I agree, your life sucks 61 192

You deserved it 4 878

High security

By Middle Age Divorced Dad - 22/01/2024 23:40 - Canada - Stittsville

Today, it's been two weeks since someone walked into a bank in another province and showing only an RV receipt had 40k wired from my account. I notified them immediately, and was told to call back later. Then I was told it wasn't fraud, it was done in person. I will get the money back but unfortunately that's only the start… FML

I agree, your life sucks 785

You deserved it 166

By Jessica - 19/10/2023 16:25 - United States

Today, I found out that two kids were able to, without much effort, convince my 16-year-old daughter that her friend's house was used to smuggle out Jews during WWII. His house was built in 2007. We also live in America. FML

I agree, your life sucks 29 050

You deserved it 3 506

Effed up

By sunny_funny - This FML is from back in 2016 but it's good stuff - Cyprus - Nicosia

Today, my car broke down. My colleague came to get me and then, later, my husband picked me up from work. We went to collect my abandoned car, but it was gone. It took 10 minutes of me panicking and thinking it had been stolen before he crumpled in laughter and told me he'd already collected it. FML

I agree, your life sucks 8 353

You deserved it 1 193

It's sus to us

By Anonymous - This FML is from back in 2013 but it's good stuff - United States - New Orleans

Today, I got lost, and eventually noticed that I'd passed by the same house a few times. Apparently somebody who lives on that street noticed as well, because the next time I passed by, the police were waiting for me. FML

I agree, your life sucks 49 435

You deserved it 4 496

There's no justice

By Anonymous - This FML is from back in 2011 but it's good stuff - United States

Today, my car got keyed because I was parked in a handicapped parking spot. I'm handicapped. FML

I agree, your life sucks 35 877

You deserved it 2 626

lizzzie_fml 0

Tuesday 15 September 2009 23:12

I don't know how it works in New York, but here each rejection costs you credit points, so you haven't been doing yourself any favours by applying so often. Then again, Identity Theft sucks, FYL

LadyKaya 0

Tuesday 15 September 2009 23:10

Well, I'm sure if you tell them your age and prove it, they'll fix it...but hey, that still sucks.

Comments

CountDuk 5

Wednesday 16 September 2009 0:30

What the hell kind of 13 year old even has a credit card?? He is saying that when he was 13, in 2004, someone bought a house using his credit card. I never had a credit card till I was 18.

perstephane 4

Wednesday 16 September 2009 1:02

OP said someone took out a car loan in their name when they were 13. They are now 18 and trying to apply for credit cards. They did not have a credit card at 13.

yo_mammma 0

Wednesday 16 September 2009 0:44

omg, parents steal there kids identity theft all the time. its not impossible. they d it for kids way younger than 13. you people are ll idiots, im sorry

someguy945 0

Wednesday 16 September 2009 0:46

If it's not on your credit report, then how did the bank know about it? Something smells fishy!

stinkybutt 0

Wednesday 16 September 2009 0:50

maybe it was your parents!

hairytoenails 0

Wednesday 16 September 2009 0:55

Besker (#26) i am sorry that you actually feel a need to tell me to drink bleach and die in a hole. i never imagined there was actually a person in the world with such loser qualities that they feel a need to pay attention to every comment, then comment on that comment. does this make you a fan of me? oh ya.... YDI FOR BREATHING!

Aly3277 0

Wednesday 16 September 2009 1:07

Easy remedy. File a dispute, you'll be fine. My parents abused my credit when I was under age. I filed a dispute and the questionable entries were removed.

phizzwizard 0

Wednesday 16 September 2009 1:09

this just happened to my sister, she just turned 18 and we went to open a checking account and she was denied. we did some research and turns out she bought a house when she was 8 in cali even though we live in CO. the part that sucks is that u have to do all the leg work and research to give to a fraud investigator! good luck

vev_fml 0

Wednesday 16 September 2009 1:11

YDI for not questioning why your *first* CC was rejected. It takes you ten goes to question it?

Sweetz 0

Wednesday 16 September 2009 1:22

OMG are you people ridiculous or what? ANYONE can have their identity stolen at ANY age. People can do lots of crazy things with computers and the internet these days, ...like get a copy of a 13 year old's SS# and their birth certificate, then change the tiny details to fit their needs, hence stealing that person's clean identity. And no, getting your identity stolen is not easy to get back. Your credit will be ruined for a long time, unfortunately the law has not caught up to "helping the little guy" get their life back. Sorry FYL.

Sweetz 0

Wednesday 16 September 2009 1:26

# 42 FYI... not everyone can get a credit card as soon as they turn 18, it is normal to get rejected a few times before you get your first card, as you have no credit. I'm sure the "ten credit cards" was a bit of an exaggeration by the OP.