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Yeah... if you own the car and pay for everything for it, your parents don't get a say.
Sorry you have parents like that. It's just stupid to loan a car to people who have accidents that often, plus they are being very disrespectful to you.
Hide your keys.
What is it with parents who volunteer their kids to do something without asking the kid? Can you call your grandparents and say you did not give permission for them to use the car and that they can use your mom's car instead? And if they've been in four accidents in one year, somebody needs to to yank their licenses; they could seriously hurt someone.
Keywords
Do you own the car? Then I would say no. "Sorry Mom made a promise I cannot keep. I hope you are able to rent a car, but I need my car."
So, two weeks without your car is the best-case scenario. My grandpa told me, "There are two things you never lend out: your car and your wife -- neither of them will come back the same!"