It's not like riding a bike
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By thanksdad - 03/07/2012 01:20 - United States - Beaverton
If you had insurance on it that covered any driver, as many policies do, you may be able to collect under…hmm, would uninsured motorist coverage cover this?
A submarine is a very practical and unique mode of transport!
In the US, in this situation, it's more important if you have insurance for your car. It also probably matters if you live in the same house as your father. As long as you have collision coverage on your car and your father had your permission to drive it, it should be covered. Unless you live in the same house and he's not listed on your policy. I'm not sure exactly what your insurance company would do in that case.
not if he doesn't have an up to date drivers license
Were you somehow not aware of this? Because I can't see your insurance company paying out if you let your dad drive, reluctantly or otherwise, if you knew he didn't have a license, and hadn't driven in 15 years. If that's the case, you'd better hope your dad has deep pockets.
OP, if he didn't have a driver's license, he shouldn't be NEAR the driver's seat of ANY car, especially yours. Remember Murphy's Law if anything of yours could POSSIBLY be at risk.
i once went 18 years without driving, still managed to stay on the road, your dad is an idiot XD
He hasn't driven in 15 years and has no insurance, yet you willingly let him drive your car? This is both a YDI and FYL.
Keywords
If you had insurance on it that covered any driver, as many policies do, you may be able to collect under…hmm, would uninsured motorist coverage cover this?
Look for “occasional driver” in your coverage.