Lesson: Always have insurance and a dashcam!

By Anonymous - 29/11/2018 22:00

Today, I got into an accident and my bike broke. My insurance expired 5 days ago and the accident wasn't even my fault. The lady was on the phone and on the wrong side of the road. She's threatening to sue me even though her car is in better condition. There are no witnesses and no cameras either. FML
I agree, your life sucks 3 020
You deserved it 664

Same thing different taste

Top comments

You didn’t take a photo with your phone after the accident? That would have shown her to be on the wrong side of the road.

If it there were witnesses and/or cameras, you would still be in some trouble since you drove without an insurance. As for the scene of the accident, were there no pictures taken? If police were not called to the scene, you should have taken pictures to prove that she was indeed driving on the road side of the road. You should have also taken pictures of both her car and your bike to prove the severity of the damages. I will not be surprised if she went home and damaged it even more so that she can slap you with an even larger lawsuit.

Comments

You didn’t take a photo with your phone after the accident? That would have shown her to be on the wrong side of the road.

The nerve! You improved her car and she wants to sue you? I guess, maybe she didn’t want you to make her car better.

If it there were witnesses and/or cameras, you would still be in some trouble since you drove without an insurance. As for the scene of the accident, were there no pictures taken? If police were not called to the scene, you should have taken pictures to prove that she was indeed driving on the road side of the road. You should have also taken pictures of both her car and your bike to prove the severity of the damages. I will not be surprised if she went home and damaged it even more so that she can slap you with an even larger lawsuit.

Call the police, normally you can reconstruct a accident based on evidence like tire tracks, shattered glass, and the like.

And you can prove that she was one the phone easily.

smartjaguargurl 17

Not sure where you live but where I’m from, cyclists have the right of way sooooooo

smaldridge 12

you don't normally need insurance for a bicycle though.......

Deez_Knots 10
smaldridge 12

I think it's a motorcycle because they said their insurance expired, and most people don't have insurance on bicycles. I could be wrong though.

Lose-lose here. YDI for letting your insurance lapse, but FYL for the stupid woman. One of my biggest pet peeves is people driving while on their damn phones. Nothing is so important that you can't pull over or take the call/text later. And it's even more irritating when the person on the phone drives stupidly and pulls this kind of crap, then acts like it's not their fault for driving unsafely. Ugh!

ManitobaCanada 2

Should've paid your insurance

Pacoman17 9

Prepare for the fight, hire a lawyer and record each conversation of hers to at least make her confess in an unvoluntary way