Health: Today, I found out that the insurance that my husband signed...

By emisara93 - 15/11/2016 00:38 - United States

Today, I found out that the insurance that my husband signed us up with for next year doesn't cover any of our doctors. Now we need to find 4 different doctors who take our insurance. FML

I agree, your life sucks 9 015

You deserved it 869

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Same thing different taste

Shady stuff

By NoDocVisit - 27/07/2016 02:27 - United States - Parrish

Today, I found out why my husband doesn't want me to go to the doctor. It's not because of the reasonable copay. It's because he has let 3 other women use my insurance to give birth, in the last 4 years. They are all his. FML

I agree, your life sucks 21 168

You deserved it 1 128

By LostSoul - 21/07/2019 12:10

Today, I arrived at the doctor's to schedule surgery to find out my insurance got canceled again. I only just got it reinstated after the last time they screwed up and canceled it. It took me 6 months to get it fixed. FML

I agree, your life sucks 1 864

You deserved it 115

I'm an excellent driver

By Ashley Nichole Hinton - 12/05/2020 02:00

Today, my husband ran our car into a fence at work. He had to file an insurance claim, with a company we only just got with, and it's going to deplete the rest of our taxes. FML

I agree, your life sucks 1 413

You deserved it 177

Scheduled pain in the ass

By Anonymous - 29/07/2024 00:00 - United States

Today, I was bounced between four different pharmacies before I could find one that would take my insurance. Apparently, which insurance I had didn't matter as much as to where it came from. Also, one of the pharmacies was on their lunch break. They end their lunch break at 2pm; we came in at 1:58pm. FML

I agree, your life sucks 318

You deserved it 114

By DogDays - 31/03/2017 14:00

Today, the only member of our family who can get health insurance is our dog. FML

I agree, your life sucks 4 808

You deserved it 424

For profit healthcare should be abolished

By Brokeashell - 15/08/2022 10:00

Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML

I agree, your life sucks 786

You deserved it 154

Racketeering

By Anonymous - 20/06/2023 20:00 - United States - Isle

Today, I woke up to the most excruciating pain in my jaw. No dentist that takes my insurance has any openings, and the one doctor I can see to get antibiotics isn’t in. FML

I agree, your life sucks 768

You deserved it 103

Healthcare for all, now

By Anonymous - 27/05/2022 02:00

Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML

I agree, your life sucks 1 225

You deserved it 209

By bureaucratic assfuckery - 04/01/2013 20:51 - United States - Baltimore

Today, I learned that my doctor lost all of my immunization records. I can't start law school without them. FML

I agree, your life sucks 28 794

You deserved it 1 885

Dysfunctional

By Anonymous - 11/10/2021 05:00 - Germany - Norden

Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML

I agree, your life sucks 1 309

You deserved it 164

yerawizardlizzy 27

Sunday 20 November 2016 15:31

That's Insurance 101: Always check the provider list. Did you not discuss your options beforehand? That's something that affects both of you (and any children you might have) so both of you need to be actively involved.

Rawrshi 25

Sunday 20 November 2016 15:16

May the odds be ever in your favor.

Comments

epiccrazy 15

Sunday 20 November 2016 20:49

Nope! Never let husbands make all of these decisions on their own ?

xbaconator9000x 16

Monday 21 November 2016 1:51

Or... Since your insurance hasn't commenced yet... you could go with a different insurer.

militarybrat 21

Monday 21 November 2016 3:49

Ugh thats frustrating. Good luck? Just do a lot of research because a lot of doctors (even specialized) don't always know everything about that speciality. I know this all too well.

blueknight1st 26

Monday 21 November 2016 14:14

Maybe it wasn't his fault. Obamacare is such a wonderful disaster that he may have only had one option.

Bearsmomma 30

Monday 21 November 2016 19:28

Same situation here. I have a couple of doctors I WILL NOT change (one I have been seeing for 26 years) , and they aren't in any of the options I was given. I will just have to save for visits with them and pay cash. Damn shame.

tyson24769 8

Monday 21 November 2016 20:02

Sadly thats what happens with Obamacare. We've had amazing and expensive coverage for two years via Humana and the Obamacare marketplace. For 2017 Humana is no longer offering plans in our state. We have basically two choices of Obamacare policies for 2017, one that provides similar Sadly but none of the same doctors (or hospital actually), or we can get same providers from a different company, but have to pay almost 5 times the amount (premiums + max out of pocket). Calling agents there are no options for us other than marketplace policies.

Redgy22 26

Monday 21 November 2016 22:37

Welcome to Obama care! It sucks!

sparky82 11

Tuesday 22 November 2016 21:37

I've been through this. Make sure you start each call to potential new doctors with, "Are you accepting new patients?" This will save you a LOT of time.