By NykP - 02/10/2013 16:56 - United States - Mesa

Today, someone stole my card number and tried to use it. Every transaction got declined, not because the bank knew it was a fraudulent charge, but because I'm so poor that he couldn't make even a single purchase. FML
I agree, your life sucks 47 574
You deserved it 3 901

NykP tells us more.

NykP 25

Hi, I'm the OP. For one, I certainly do not have an IPhone, I have an old brick that doesn't have data. Secondly, I actually have my account set up so I cannot be over-drafted so all of the charges got declined and I have already shut down the card. Now my card was not actually stolen, they were just using the numbers. I asked the bank how they could have gotten those and they couldn't give me a definitive answer. They said it's as easy as your waitress could have copied the numbers and is using it online or something got hacked. Thirdly, I have no money because I am just a poor college student. I work two jobs but with the cost of school I have nothing left to keep in my account. I do not have a house, I am living in a little room at my grandparents. I do have a cat, but I buy large bags of food and it lasts him like three months. I do not have any children. I was certainly laughing at the stupid person who would try to steal from me.

Top comments

NykP 25

Thank you all for your positive comments. It is more of just holding out until graduation. I am poor right now but I have absolutely no debt. I am on my fifth year of college, because I am finishing up my second degree, and I haven't had to take out a single loan yet. The consequences of not taking out any loans is that my bank account almost never has any money in it, but at least I pay all my bills and I am not in debt.

Comments

That is something we like to call "fraud".

Shwendo 1

At least you didnt get a shit ton of overdraft charges

I know how you feel. I just got a letter in the mail for lifelock: protect your identity. I said what? They gonna steal my debt? So that they can have all the bill collectors call them instead? And yes, I deserve my trouble, and now have my mother managing my money while I work 3 PT jobs to pay them off.

Aussieinusa 5

Wow, fyl too. At least your working it off.. Good luck!

cha2010chi 10

That's actually a good thing...that will be easily straightened out...hope things look up soon... :)

DedicatedNova 13

At least you didn't lose what you had.