By NykP - 02/10/2013 16:56 - United States - Mesa

Today, someone stole my card number and tried to use it. Every transaction got declined, not because the bank knew it was a fraudulent charge, but because I'm so poor that he couldn't make even a single purchase. FML
I agree, your life sucks 47 574
You deserved it 3 901

NykP tells us more.

NykP 25

Hi, I'm the OP. For one, I certainly do not have an IPhone, I have an old brick that doesn't have data. Secondly, I actually have my account set up so I cannot be over-drafted so all of the charges got declined and I have already shut down the card. Now my card was not actually stolen, they were just using the numbers. I asked the bank how they could have gotten those and they couldn't give me a definitive answer. They said it's as easy as your waitress could have copied the numbers and is using it online or something got hacked. Thirdly, I have no money because I am just a poor college student. I work two jobs but with the cost of school I have nothing left to keep in my account. I do not have a house, I am living in a little room at my grandparents. I do have a cat, but I buy large bags of food and it lasts him like three months. I do not have any children. I was certainly laughing at the stupid person who would try to steal from me.

Top comments

NykP 25

Thank you all for your positive comments. It is more of just holding out until graduation. I am poor right now but I have absolutely no debt. I am on my fifth year of college, because I am finishing up my second degree, and I haven't had to take out a single loan yet. The consequences of not taking out any loans is that my bank account almost never has any money in it, but at least I pay all my bills and I am not in debt.

Comments

ChandlerC14 2

kind of sad but lucky I guess not that you had much to lose

missd420 16

Actually, this happened to me back in 07 and because they couldn't prove whether it was me or not, they ignored it. But, this was a small time bank, too.

I'd like to thank all of the idiots that posted stupid comments on this FML so that we could get this response from the OP

My family can't even get food stamps. My mom works two jobs, but "makes too much" to get food stamps, but all the money goes to bills and my therapist.

FML? good thing, because there was no money to steal.... Just get a new one, be extra careful, and get a job. :/ Its the united states, you can even go flip patties at McDonalds.

NykP 25

If you would have read my response you would have seen that I already said that I have two jobs. Please see reply #85. The person didn't steal my card but my number, which is pretty easy to get no matter how careful you are. The FML part is that I HAVE NO MONEY to even steal, which means I have no money to use.

Luke16eirb7deneuwn1 20

I mean it sucks you don't have any money but is this Karma or what?