WHAT!? So people should be able to be irresponsible douchebags and not pay their bills? Gee, that sounds like a great idea. Take money OUT of the bankers' and mortgage lenders' pockets, and put it into the pockets of the people who are too lazy or irresponsible to pay their most basic bills. It's like a twisted version of Robin Hood. Rather than take from the rich and give to the poor (which was bad enough), it's take from the hard-working, give to those who can't handle their own money like adults. Whoo, what a fantastic idea that is.

that makes no sense

I hope you aren't serious. You can't just let people keep living somewhere if they aren't paying - it's their fault. Sure something might have come up, and a lot of landlords will understand/work with you on it(although the bank, however, is different). You can't just let people ******* stay somewhere if they don't pay, you know how many people would take advantage of that? What the **** kind of thought process are you using? I suppose you suggest we just have all housing free. Yeah, that'll go over well.