Money and Health: Insurance is a scam

Insurance is a scam

By Anonymous - 12/01/2021 05:01

Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML

I agree, your life sucks 995

You deserved it 104

Winter: Snow and Funny News
Snuggle up and laugh with our winter stories, where snow isn't the only thing sliding around! More…

Previous FML Next FML

Same thing different taste

Dysfunctional

By Anonymous - 11/10/2021 05:00 - Germany - Norden

Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML

I agree, your life sucks 1 306

You deserved it 164

Insurance is a racket

By Anonymous - 16/08/2021 08:01 - Germany - Dresden

Today, health insurance is mandatory in my country, and you pay 15% of your gross income for it. Sounds acceptable, right? Except when you find out that, according to the insurance companies, 15% of ZERO is 170 €. FML

I agree, your life sucks 875

You deserved it 144

Insurance is a scam: Tokyo drift

By Jules - 12/01/2021 23:07

Today, if you have a job in my country, you automatically have health insurance. Without a job, you can get “voluntary insurance”. No, let me rephrase that: You are legally required to get “voluntary” insurance. Whether you can afford it or not. FML

I agree, your life sucks 828

You deserved it 159

Medicare for all, now!

By Anonymous - 24/02/2022 04:00 - United States - Burlington

Today, I got health insurance for the first time in six years! I'm paying a ton of money each month for a plan that hardly covers anything. I will still go bankrupt me if anything bad actually happens, but I can't afford monthly premiums on anything better. Thank you, USA healthcare system. Single payer, anyone? FML

I agree, your life sucks 958

You deserved it 201

For profit healthcare should be abolished

By Brokeashell - 15/08/2022 10:00

Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML

I agree, your life sucks 786

You deserved it 154

Late stage something something

By Ben - 16/04/2024 00:00 - United States - Lakewood

Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML

I agree, your life sucks 549

You deserved it 90

Healthcare needs fixing

By Anonymous - 03/11/2023 06:00

Today, I found out I need surgery, and the state medicaid insurance denied me full coverage for it, since my income is "over the limit". I make 35,000 a year and live in one of the most expensive states. FML

I agree, your life sucks 462

You deserved it 108

Free Healthcare for All

By Anonymous - 04/08/2021 14:01

Today, my health is such a wreck that I’m not even sure if my main problem is mental or physical. To find out, I’d need health insurance. To get that, I’d need a job. To find a job, I’d need to be way less of a wreck. I’m in that state where you’re proud to have actually gotten out of bed each day. FML

I agree, your life sucks 1 038

You deserved it 240

Now that you mention it…

By Broken and Broke - 31/05/2024 07:00 - United States

Today, I have to choose between getting a new job and losing my health insurance as a result, or staying unemployed and being evicted. Did I mention that I am unemployed due to severely breaking my leg with no legal recourse? FML

I agree, your life sucks 457

You deserved it 109

By DogDays - 31/03/2017 14:00

Today, the only member of our family who can get health insurance is our dog. FML

I agree, your life sucks 4 807

You deserved it 424

Sady_Ct 37

Tuesday 12 January 2021 17:12

If I could downvote this comment more than once, I would.

juggalo2 20

Tuesday 12 January 2021 6:06

That situation sounds terrible. I don't know what country you live in, but most countries that require universal coverage also have income threshholds and public insurance for the indigent.

Comments

juggalo2 20

Tuesday 12 January 2021 6:06

That situation sounds terrible. I don't know what country you live in, but most countries that require universal coverage also have income threshholds and public insurance for the indigent.