Oh OK then
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You're not entitled to give anybody anything who just wants it, op. Honest mistake though.
The word you're looking for is obligated. The person asking isn't entitled. The person being asked isn't obligated.
You now have your good deed for the day (if you gave it to her)
well at least she didn't ask for 10
Where would OP get the other $5?!
Or you could Just not pull out your wallet if you didn't want to give her any money.
Just say no...I mean if she saw a debit/credit card it's still could mean yes
Then you say "This is my (nephew or son's) first allowance."
Just tell her you have no money, don't show her the wallet.
Keywords
You could've just said no in the first place, without showing her your wallet.
Life's not so bad when you can forget you have money in your wallet.