By redvolvo23 - 12/06/2013 04:57 - United States

Today, I was bombarded with phone calls from debt collectors. After some investigation, it turns out my grandma, who has dementia, has been going into our mailbox and throwing away the outgoing mail because it wasn't addressed to her. I'm now apparently 3 months behind in payments. FML
I agree, your life sucks 50 236
You deserved it 8 393

redvolvo23 tells us more.

First of all ... My grandma was throwing away my outgoing mail, I own rental properties and I pay with money orders so I'm always right on my bank account, a lot of my payments are the same every month I never gave it a thought to double check, cause it's like clockwork. Even had I written checks my statements come quarterly. I keep copies of my money orders thankfully. As for my grandma we didn't realize she was this bad...

Top comments

How do you not realize you haven't been paying bills? Pretty sure I'd notice that I had a lot, or ANY, money in the bank.

Comments

Doesn't anyone read? OP said they use money orders. The money comes out of your bank account when you purchase the money order so no OP would not have had random money in their account. People who commented after OP need to learn to read the comments.

Op only said they use money orders in a later post, some of us just read the initial post and run with it.

sinn3r76 9

That's a pretty lame excuse and using your grandma as the reason is F**k up

theBadGuy37 9

You're a genius, man. You totally caught him. *claps

you're a ******* dumb ass hole. get a life

You didn't notice the checks not being cashed???? BS!!!!! Now you have poor credit to match the credibility of your story.

LilFlutter 10

That stinks! Just as a tip, it is safer to send your mail from a post box (big metal box with the flap that opens for the mail to go into, either freestanding outside or wall-mounted indoors) so nobody can steal it (which can lead to identity theft in the case of real thieves, not senile grandmas). It is usually also faster.

gab2245 6

Guys give the girl a break and find something go do with your lives

Some people really need to learn to read OP comments! You would then know a lot more about the situation!

Hell, I look JUST for the OP comments. They provide more interesting backstory. It's what prevented me for thumbing down this FML, because of points stated above. But money orders change that. It's important to take in all the facts before you judge.

ok you made money orders. but when next months bill arrived you shouldve known you were behind and dont tell you grandm threw them out because how else would you have paid them.

That sucks. Should have dropped them at the post office to make sure they were getting sent.

All these people commenting that it was your fault for mailing your bills instead of doing online banking, are actually driving me insane. Not everyone does EVERYTHING with technology. Stop being so ridiculous.