Dude, what you've now got is actually a roommate. As such, quickly move to cancel the joint accounts and let her know that the previous financial arrangements, due to the change the status of the relationship are now null and void. Next get yourself a good divorce lawyer and make sure that the contract stipulates that she's entitled to half of what's in them upon completion of the divorce. If she's not working then she's got to go or if you want to be kind you can let her use what's in the joint accounts to pay but that comes out of the final settlement. I'm not lawyer but I play one on fmylife.

I want to thank you FML for never making me want to get married. I see the light.

The ultimate friend zone o.o

Get counciling for your marriage

It sucks I know, I am going through a divorce right now. Sorry man!

If you go for the divorce then it'll be you who initialised it so there's even less chance of you having anything left. Forget money, property, car(s), kids, pets. You're ******. Start building a solid case of her, "outer-marital behaviour" and have less of a chance of being raped by the justice system.

can you at least still have sex with her? kind of like friends with benefits

total disappointment

I know this sounds crazy, but a sexless marriage doesn't have to be a deal-breaker for a marriage. Do you have kids? Do you love each other? Do you see each other as family? Might you consider opening your marriage up for sexual relationships outside? It might save your marriage, save your relationship with your wife, and provide your kids with a stress-free, happy home. If you think I'm crazy, does divorce and bitterness sound better? It's possible, OP. If this sounds like even a remote possibility, look up some communities online and talk with your wife.

I suggest that you file... or ya know go on a few dates... might just make her jealous