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Same thing different taste
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some insurance companies will let you use out-of-network doctors in cases where there aren't any in-network options within a certain radius. Call them, discuss the situation, and see what they'll work out for you.
Keywords
Ah, yes, it's hard to find a physical therapist that will treat combination arm/nose issues, OP. I wish you a speedy recovery.
Call your insurer and Doctor to see if some other accommodations can be made.