Money

Hey guys op here! Still no sign of the wallet, had no cash in it fortunately but replacing the cards is a hassle. First time i lost it, some old lady handed it into the bank. One of the train cleaners gave me a call after i lost the second one. Hoping 3rd times the charm? I'm a 20 year old uni student and it takes me about 2hrs to get to and from uni. Basically i live on trains. I've never lost my wallet prior to this year though! Some of you might be saying how could you lose it again!? Well, i think i was too preoccupied trying to text this girl i really like... until it dawned on me when i changed platforms. The sudden realisation as you furiously check your bag is the worst. Looks like i'm investing in a chain wallet from now on:) I'll let you all know if it magically appears(hopefully). If you guys find a black wallet with a bunch of cards give me a heads up! haha

OP here and I'll try to answer all the questions with a novel of a post. I've been in Stockholm since August and it just happened at the time this happened I didn't have any cash on me. Plus it's way easier to use card then it is cash at most places in Stockholm. My card was already filed under fraud from a purchase that I didn't make online and promptly shut down. I was on the phone with the fraud department so they could temporarily unfreeze my card so I could take out cash, because they were aware of my credit card situation and I would be out of any card until Oct 1st. As soon as the ATM ate my card I called the company and was told that their ATMs do shred cards whenever they're opened by staff at the end of the night for security reasons and there was nothing they can do, even with my situation.The reason it's going to take so long for the cards to get to me is because my bank isn't legally allowed to send cards internationally to me for whatever reason, but my mom is visiting Oct 1st, so she is bringing both my credit and debit card replacements. I had to laugh because as soon as the machine ate my card and I let the fraud staff on the phone know that happened all she could say was "oh...that sucks. I honestly can't help you anymore if that happened. I'm so sorry." She was overall really helpful and I could tell how surprised she was when I said that happened. I find it to be quite the humorous situation, considering nothing went right. baxeh, and mirror girl you're both are the best! I would have never guessed from this post that kind strangers would be willing to help me out! I greatly appreciate it, and luckily for me I have a couple friends from my university also in Stockholm that are able to help me out in the meantime. Which is quite a relief! In terms of a job, I really enjoy working and would love to work in Stockholm to keep me busy but because I'm only in the country for six months (I'm from the States) and unless it's under the table, I can't get a job since I'm not here for a year or more.

OP here: for clarification, these are the books for one course. The rest of my books for my first semester (I'm a college freshman) drove my textbook costs up to over $500. So having to pay nearly $200 more for my books that did not come as advertised is a bit of a shock, to say the least. For reference, I bought all of my books the week before move-in, and I've only just finished my first week of classes. Luckily, my professor is very understanding, and she just sent me the link to where I could buy the codes and know they were legitimate, and she said she'd just give me credit for what I've already missed. So, I guess you could say this story has a happy ending, more or less. I'll just be better about it when buying books for next semester.

OP here....I'm getting hammered on this one as I expected. Waiting on a electrician as we speak.

op here. the first fee was a 12 d9llar maintenance fee after I had "closed the account" it was then followed up by multiple extended overdraft fees for 35 dollars each. there wasn't anything that was auto drafting from the account.

I was so shocked and confused I kind of just froze and the person had already walked off before I could even process what happened! My sister was just laughing so hard the whole time. I did pay it forward though!