Money: Today, I found out my bank account was in the negative because...

By tinaburrito - 26/01/2010 21:33 - France

Today, I found out my bank account was in the negative because my work gave me a check that didn't clear. I went to my bank to get a statement of charges so my job could reimburse me. They told me requesting a statement costs 8 dollars, which I don't have because my account is in the negative. FML

I agree, your life sucks 30 243

You deserved it 2 653

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Same thing different taste

Bunch of bankers, the lot of them

By Alyce - 06/11/2020 02:08 - United States - Lewistown

Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML

I agree, your life sucks 1 042

You deserved it 99

By witt75 - 23/02/2011 18:53 - United States

Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML

I agree, your life sucks 27 768

You deserved it 6 243

Bunch of bankers

By WTF - 30/10/2009 10:11 - United States

Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML

I agree, your life sucks 32 427

You deserved it 2 249

By Celina - 12/01/2009 09:55 - United States

Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML

I agree, your life sucks 28 786

You deserved it 5 375

By Anonymous - 24/09/2015 01:21 - Canada

Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML

I agree, your life sucks 27 187

You deserved it 4 156

Scammers scamming

By Anonymous - 30/04/2021 07:49

Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML

I agree, your life sucks 348

You deserved it 2 825

By armenta427 - 07/10/2009 04:12 - United States

Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML

I agree, your life sucks 44 936

You deserved it 3 343

By Anonymous - 24/09/2018 05:00

Today, getting home from a long day at work, I checked the mail and saw three envelopes from the IRS. Apparently I now owe over $4,000. I only have $2 in my bank account. FML

I agree, your life sucks 2 616

You deserved it 410

Overdraft blues

By Anonymous - 16/04/2022 18:00

Today, I got a text from my bank saying that my chequing account is below the threshold amount, and that they will have to charge me if I don’t deposit money soon. FML

I agree, your life sucks 812

You deserved it 212

By Gee - 16/06/2017 02:00

Today, I helped a stranger exchange 3,000 Argentinian pesos for US dollars through my bank. They gave him $3,000. The exchange rate is close to $195. My bank realized their mistake and now my bank account is -$2,805 expecting me to pay it back. All this happened before my recent paycheck came in. FML

I agree, your life sucks 4 123

You deserved it 1 893

Scamandius 0

Wednesday 27 January 2010 1:23

You don't have 8 bucks in cash?

lendahandmanda 0

Wednesday 27 January 2010 1:20

do you bank with chase? because they're a load of bullshit. I hate those assholes. but, that sucking sucks. also, you don't have online statements? cause if you did you could just print them out from home...

Comments

Nkasi87_fml 0

Wednesday 27 January 2010 7:40

I don't understand why a lot of people are surprised the OP doesn't have cash. Well consider that the OP might have spent his/her $ on paying bills and was waiting to get paid to get some spending cash.? Regardless people be more understanding of other people's hardships. I am sure that those saying the OP deserve his or her current situation would not be saying the same if it happens to them.

oldcreeper 0

Wednesday 27 January 2010 7:53

woot my first comment.... where's the 13yr oldz who want secks

WONDERWB 2

Wednesday 27 January 2010 16:01

If it has to do with charges created by a payroll check bouncing then the bank or credit union is required by law to give you a FREE statement of charges incurred by the faulty deposit. They cannot charge you for a statement if it is to amend a deposit. It's part of the protection insurance banks have through FDIC.

FerrariCake 2

Wednesday 27 January 2010 19:57

Why are they asking you for eight dollars if you are in France? I would guess that most people in France do not have American dollars on them. Your bank must be extraordinarily harsh. That would be like my bank demanding 800 Japanese yen from me. You should switch to a bank that only conducts customer transactions in the local currency.

sleepygamer 0

Thursday 28 January 2010 0:17

@FerrariCake, ObadiahtheSlim When you post on FML with no location added, FML defaults to putting Nord-Pas-de-Calais. It does this if you post from an iPhone, or an IP address that isn't tied to a location, I think.

FerrariCake 2

Thursday 28 January 2010 7:48

OHHHHHH... THAT's why so many FML's come from that one place in France. I just assumed there were a lot of unhappy, unlucky people in one dysfunctional little French town. Thanks for clearing that up, even if it does invalidate my comment.