There is no shame in living within your means. MTV has produced a generation of excess spenders. i mean come on, live large! Go BIG or go home! Reality is spending big bucks puts you back in your parents home. Google LBYM and start taking action in your life. As for putting your money in the bank/investing etc. It makes sence long term, I miss the gains my investments made in the 90's. But the last decade has cost me tens of thousands of dollars. A jar might not be a bad place to put some change these days.

Don't worry, we're in the same boat. Life sucks in general.

PHAIL, i can get that much in a week.

Wow, good job. You're a loser.

I am 22 and constantly have had to work to have anything that everyone else had their parents pay for for them. Since I started working at the age of 16 I have transferred between 25-40$ a week into a savings account. I used that money to buy a car at 19 that I now own debt free. I live on my own and pay all my own bills and right now I have so much money in savings that I wont even list the amount to keep you from crying yourself to sleep. Stop buying take-out, new clothes and shi* you don't need and live in the real world. You are such an epic failure at life.

Are you people serious? Yes, it's bad that this person's 28 w/ no savings, but this site is clearly for venting one's frustrations. We don't know the situation of this person, let him/her vent. It sucks to not have money - that's the FML of this post. And I agree with others who've said those of you who have uber-savings and don't pay rent or a mortgage, shut the ef up. if you don't have kids, shut the ef up. if you don't have a chronic illness that may inhibit your ability to stay gainfully employed, shut the ef up. I'm 26, very few savings, and also at an Ivy League grad school. For all we know, this person's having a rough patch trying to better him or herself to gain more funds in the future. I didn't know folks on here were so judgmental, good god. Then again, it seems the average age of posters are underage with lots of savings from not working who have the time to read and post during business hours rather than us grown folks who work all day, go home to work some more and use this site as a minor fun distraction, usually whilst on the toilet.

Oh, yeah, and, like most of us, if you don't live in an urban setting such as NYC, Boston, DC, LA, etc. and two-thirds of your paycheck don't go to rent/mortgage, shut the ef up!

**** you. seriously.

Hahahaha I had more saved when I was 12.

#133 Did you pay your rent when you were 12? Bills? Food? Clothes? No. **** off.