By tjmtjm - 19/09/2016 17:47 - Sweden - Sk?rholmen

Today, I was notified of card fraud. As I was on the phone with the fraud department to take out any cash I could, the ATM ate my card and shredded it. The chip in my other card stopped working last week. I'm in Sweden until December and I have no money until October 1st. FML
I agree, your life sucks 12 647
You deserved it 907

tjmtjm tells us more.

OP here and I'll try to answer all the questions with a novel of a post. I've been in Stockholm since August and it just happened at the time this happened I didn't have any cash on me. Plus it's way easier to use card then it is cash at most places in Stockholm. My card was already filed under fraud from a purchase that I didn't make online and promptly shut down. I was on the phone with the fraud department so they could temporarily unfreeze my card so I could take out cash, because they were aware of my credit card situation and I would be out of any card until Oct 1st. As soon as the ATM ate my card I called the company and was told that their ATMs do shred cards whenever they're opened by staff at the end of the night for security reasons and there was nothing they can do, even with my situation.The reason it's going to take so long for the cards to get to me is because my bank isn't legally allowed to send cards internationally to me for whatever reason, but my mom is visiting Oct 1st, so she is bringing both my credit and debit card replacements. I had to laugh because as soon as the machine ate my card and I let the fraud staff on the phone know that happened all she could say was "oh...that sucks. I honestly can't help you anymore if that happened. I'm so sorry." She was overall really helpful and I could tell how surprised she was when I said that happened. I find it to be quite the humorous situation, considering nothing went right. baxeh, and mirror girl you're both are the best! I would have never guessed from this post that kind strangers would be willing to help me out! I greatly appreciate it, and luckily for me I have a couple friends from my university also in Stockholm that are able to help me out in the meantime. Which is quite a relief! In terms of a job, I really enjoy working and would love to work in Stockholm to keep me busy but because I'm only in the country for six months (I'm from the States) and unless it's under the table, I can't get a job since I'm not here for a year or more.

Top comments

Im in sweden OP, let me know if i can help!

Wow, I can honestly say this is one of the few times that I can vote fyl w/o a doubt. But seriously op, I hope you end up doing fine until the 1st.

Comments

Tsumetai_ 11

In hindsight op should not have tried withdrawing money till the card fraud was resolved. When their card is suspected of fraud and then someone tries taking out as much money as they can, well that looks suspicious which is why the ATM ate the card.

Can you not go into the bank with id and the card with the broken chip and request to draw money out manually?

Wow this sounds like a scam email I got once. If you send a email to friends or family put information that only they would know. Otherwise OP hope everything works out for you.

OP here and I'll try to answer all the questions with a novel of a post. I've been in Stockholm since August and it just happened at the time this happened I didn't have any cash on me. Plus it's way easier to use card then it is cash at most places in Stockholm. My card was already filed under fraud from a purchase that I didn't make online and promptly shut down. I was on the phone with the fraud department so they could temporarily unfreeze my card so I could take out cash, because they were aware of my credit card situation and I would be out of any card until Oct 1st. As soon as the ATM ate my card I called the company and was told that their ATMs do shred cards whenever they're opened by staff at the end of the night for security reasons and there was nothing they can do, even with my situation.The reason it's going to take so long for the cards to get to me is because my bank isn't legally allowed to send cards internationally to me for whatever reason, but my mom is visiting Oct 1st, so she is bringing both my credit and debit card replacements. I had to laugh because as soon as the machine ate my card and I let the fraud staff on the phone know that happened all she could say was "oh...that sucks. I honestly can't help you anymore if that happened. I'm so sorry." She was overall really helpful and I could tell how surprised she was when I said that happened. I find it to be quite the humorous situation, considering nothing went right. baxeh, and mirror girl you're both are the best! I would have never guessed from this post that kind strangers would be willing to help me out! I greatly appreciate it, and luckily for me I have a couple friends from my university also in Stockholm that are able to help me out in the meantime. Which is quite a relief! In terms of a job, I really enjoy working and would love to work in Stockholm to keep me busy but because I'm only in the country for six months (I'm from the States) and unless it's under the table, I can't get a job since I'm not here for a year or more.

Marcella1016 31

WOO you get your money tomorrow! XD Hope you were able to get by ok :)

Hope you have some other money out still! Guess you can still buy things online at least?

ATMS don't shred the cards. The people at the bank do. I was one of them. lol It sucks in your card for security reasons.. and if you're a customer they call you to tell you to come get it.. If you are NOT a customer then you have to go in when they open and hope they haven't cut your card up yet. But that really sucks for you. Sorry! :(

Woah, that is a very cool security feature. sucks for you though, OP. FYL.

You can call visa international or Mastercard. They can get emergency money and a card to you faster than any bank.