By pheebs314 - 07/11/2012 21:16 - United States - Port Orchard
pheebs314 tells us more.
to 18- I'm the op... I didn't realize I hadn't been signed in when I posted. Basically, I have had the same.insurance for years and been using it for the same birth control for at least 5. I'm not sure what happened... Some clerical error I guess. I had it figured out but it was definitely weird.
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Insurance for birth control is wierd. Not because the pills or womens cylcles are wierd. But.. In my mind, insurance is lots of people pay a small cost to help the person with a big loss to cover it (like fire insurance). To me, this looks like you paying the insurance company 200 dollars so they can subsidise your pills by 180 dollars (numbers made up, but you see my point). Because insurance companies keep some of the money they get in premiums for costs and profits and if a cost is constant for such a large portion of society, how can they not charge you more then they give you for this treatment ?
I don't think you know how health insurance works. Many people have health benefits from their jobs. That means that the employer is paying an insurance company large chunks of cash for their employees to have medical expenses at least partially covered. So it isn't the employee handing over money and getting it right back, it's part of their package from their job. They also don't just cover sudden, large costs. Most people have their regular medications covered. Diabetic medications, blood pressure, anxiety pills...anything that is taken on a daily basis. Because insurance companies are so freakin' large, are guaranteed to pay, they can negotiate far better prices with drug companies. Also, preventative medicine is far cheaper for them than emergency medicine. As in, blood pressure medicine is far cheaper than covering a heart attack. Insurance companies have huge amounts of statistics and play the long game
Because it's cheaper for them to pay for birth control than to pay for a pregnancy or abortion. From a financial point of view, they would rather you not get pregnant. Also, birth control can be prescilribed for reasons other than preventing pregnancy, so sometimes it is considered medically necessary.
Good. The medical industry shouldn't caiter to freaks like you. ******* tranny
Because birth control is more effective and there are plenty of places that you can get condoms for free.
Why is your comment missing??????
When I first switched my insurance comanpy the same EXACT thing happened to me!!
Mine tried to deny me birth control pills bc they had paid for Skyla already but it fell out and they didn't believe me until I sent them a photo of the IUD out. Doctor even called and confirmed it was not there and they kept saying skyla lasts longer than a year. Well yes, it does, but not when it falls out from improper insertion. 5 months later I have different insurance now.
It was time. They were being jackasses. They think they know more than the freaking doctor who was telling them that it wasn't inserted properly and thus want there anymore. What insurance were they?
Identity fraud?
It's much less costly for the insurance co. to cover birth control pills than a pregnancy with numerous dr.'s visits & a hospital stay for labor & delivery. Not to mention potential complications which may arise with the mother and/or baby. Taking this even further, beyond all of that, the insurance co. would have another family member to cover...one who will frequent the dr./pediatrician as necessary for well visits, immunizations & when he/she become sick. In fact, the co. will be on the hook for the child possibly until adulthood (unless mom or dad changes jobs & another insurance co. steps in.) Starting to get the picture now? Ponying up for those pills actually benefits the insurance co. (I could have just left it at, "they cover erectile dysfunction meds for men, why shouldn't birth controls pills for women be covered as well?)
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It's those ******* jeans! Jeans always make you look like you have a boner. Even if you're female.
Well that's ******* dumb of your insurance.