By Oy Vay - 14/11/2016 06:09 - United States - Sparkill

Today, my daughter, whom I consigned a credit card for, told me she was in a bit of financial trouble. It turns out that she was trying to pay off her credit card with the same credit card her bill was for, and couldn't figure out why it wasn't working. FML
I agree, your life sucks 9 903
You deserved it 1 209

Same thing different taste

Top comments

I want to vote FYL because that's a pretty big facepalm moment. But I also want to vote YDI because you helped her get a credit card without bothering to teach her how they work.

dietcoke09 25

My parents learned from my older siblings never to co-sign anything again for them. I have to say that I'm glad she was *trying* to pay it back. It's a mistake. She'll learn.

Comments

species4872 19

That's why you don't have a credit card, you have a debit card. Credit cards are for suckers. If you don't have the money you shouldn't be buying it.

Credit cards actually serve as a convenience like if you absolutely need something ASAP and you don't have the money at the moment to pay for it.

Plus you need to build credit in order to buy houses and cars...

have fun getting a place with no credit to show that u can maintain regular payments. ur only a sucker if u sucker yourself. personally my credit limit does not exceed my savings amount. so I always have something to fall back on. it all comes down to responsibility

I never understood how people do this. I have two store credit cards and two regular credit cards (a Visa and a MasterCard) - none of them let me pay with a credit card. They all require a bank account # and routing number to pay directly from a savings or checking account. Where are people finding these magical cards that let you just rotate which credit card has all the expenses on it?

YDI, you NEVER cosign with family (especially your kids) on credit cards or things you'll end up paying for.

Wish my parents would get me a credit card. But I'm also a grown ass adult and can handle myself.