DUDE! WTF?

By Anonymous - 21/09/2009 17:16 - United States

Today, I parked my truck next to a rather large SUV at school, went to class for 8 hours straight, came back and found my passenger side door crumpled from where they had backed out and hit it. They left a note on my window that said, "Sorry about your truck, but I don't have insurance." FML
I agree, your life sucks 43 782
You deserved it 2 719

Same thing different taste

Top comments

Wow, who hit you is a totally dick. Sorry about your car.

how the hell does he deserve it, SUVs are everywhere dumbass as long as he wasn't blocking him it isn't his fault. FYL.

Comments

birds_fml 7

How big is your school? I bet if you spend some time looking around the school at the time of day you last saw that SUV there, you could find it. It's the one with the big ding on the front driver side fender. Then you can slash their tires and leave a note that says "sorry about your tires, but I don't have insurance." No point in trying to sue for damages... a student without insurance is gonna have NOTHING for you to go after.

igroomdogs 0

74 that's not entirely true on the nothing to go after....In the case of the OP winning a civil suit against the person who caused the damages there are several things that could happen. The first being they have the money to pay. If they don't their assets (vehicle, property, etc) will be leined. Their bank account may also be considered an asset which could be taken to pay the suit. If they have any income a substantial part of it is able to be garnished (it will be held by the employer and sent directly to the creditor). The main issue is the time, effort and money involved in a suit. This is why I tell people to freakin buy the UM/UIM insurance (especially in TN since SC doesn't require drivers to even hold liability coverage).

mpangz 0

#71 - I'm sorry to hear about your friend, and that is quite unfortunate that he had to go through that process. My friend was involved in a hit and run, and the cops found the asshole at no charge, so I can't imagine why the police department asked him to pay anything. For what I know, the insurance should cover any sort of processing fee, if the OP has insurance. Driving without insurance is illegal, but it doesn't stop people from not doing it. Much like smoking weed, drinking underage, etc. But the only thing she can really do is file a police report. It will be literally impossible to find the car who could have done it, without security camera. Unless of course, she does find the same SUV and it had any sort of fresh damage done. There is no fee for filing a police report, but there is a fee for the copy. But, at this time it is probably too late; you are supposed to file it as soon as it occurs.

That's why you have uninsured motorist coverage. If you don't then you are a moron considering most people don't have the coverage. Just call your insurance company and it should be fine. Hopefully you didn't move your car without taking pictures and pictures of the note.

Idiots should stop driving SUVs if they can't drive.

SilverXeno 0

I used to work for an insurance company. I dealt with new claims...this is actually really common. Usually what happens, is that someone is a witness...and says, "Hey, you hit their care, are you going to leave them a note?" So the offender says, "Oh yeah, I'll do that..." Starts writing out a note to appease the stranger, and then leaves a rude note instead. Sometimes the stranger has already taken down the info of the offender...so they can also leave a note when the offender drives away. But apparently not everyone gets that lucky. Sorry! Also..it's highly unlikely a police department would check for fingerprints on a note to find the offender. So unlikely...that they would probably laugh at you. Your one possibility for hope is that they also attend the school and will be parked nearby again...and you can find them, take their info, then file a police report and a claim with your insurance company...it's their job to investigate it, even if you don't have coverage that repairs your car, regardless of who is at-fault.

That really sucks... but hey, at least he apologized

At least they left you some kind of note. Some asshole rammed into my driver's side at work & took off. Security wouldn't even look through the cameras to see who did it. I had to pay $500 to have it fixed AND my insurance went up.