#1= Not true. I am a college student and on several occasions I have "maxed out" my debit card, that is to say spent more than $7,000 on it. No it was not on shopping sprees but I had to pay my tuition for college. My debit card's limit end where my bank account's limit stop (and since I have no overdraft protection), I can even overdraft my account by up to $500 dollars. Which can leave me with a negative balance. Much worse than credit cards. #2= I agree. But still if you pay using a credit card, you have to enter a billing address. I do tons of shopping online and there is not one single site I have encountered that will automatically fill in your billing address for you if you provide your cc number. A debit/credit both need addresses and that can not simply be "filled" automatically by sites. Unless the person who stole the card bothered to look up your name on the internet, that's the only way he found out your address. And still, it shows someone was just being an ass to the OP.

My debit card definitely has my address attached to it as the "billing address" because it is a Visa card. And banks have debit cards too, not just credit unions. And, just because no one reads it, here's the rules for commenting: FMyLife's comments policy We allow people to post comments on the website, but we also have a few rules and guidelines that need to be respected. * TXT language and abbreviations are forbidden on the website. Be careful with your spelling and read your post a few times to be sure before posting. Do not hesitate in using an automatic spelling corrector to avoid spelling mistakes. * Advertising is forbidden in the comments section. * Respect and good manners are essential. Don't post any shocking or hateful comments about the other users or the original poster of the FML you are commenting on. Remember that Fmylife is a site open to a wide audience. * Don't post any comments which comment on the validity of an FML (screaming "Fake" for example), or even on whether the FML deserves to be on the website. Don't ruin the website for the other users. * Controversial and out of context comments are forbidden. * Flooding the comments section, like the same user sending 3 or 4 comments one after the other in rapid succession is forbidden. Please try to understand and respect the moderator's decisions, whose aim is basically to keep the website clean, and make it a place that people can enjoy on a regular basis without being insulted or offended. Everyone should please refer to number 4, where it says commenting on the validity of an FML is against the rules. And then knock it off, because it's annoying.