By Anonymous - 06/12/2010 14:51 - Canada

Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
I agree, your life sucks 31 415
You deserved it 8 645
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Top comments

xspaniardx 3

Yeah, insurance should cover it, they should give you money for another car in the amount of what your car was worth before the accident. And if you don't have insurance, YDI.

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Comments

mike3775 35

Insurance? If you didn't have full coverage you deserve to pay for a vehicle that you can't drive. My wife wrecked a new car we bought within a month, and with insurance, we had a brand new car within 2 weeks, with the other one paid off.

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Hammer01 8

How do these stupid fml's get approved? if no insurance than YDI !!!

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lucky_1173 0

don't you have insurance? you totally deserved it if you didn't.

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Ray_of_midnight 22

One thing you might want to talk to your insurance company and/or the bank about is "collateral replacement", in exactly those words. What they do, is they go out and find a similar used car to the one that was totaled, with similar mileage and options, and that then becomes your collateral for the loan.

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Im_Jesus_BITCH 3

I didn't feel like reading everybody's comments, but I know at some dealerships you get a type of insurance, where if you get into an accident/total your vehicle within the first year of owning your vehicle, the dealership will replace your vehicle with the same model for free. This insurance is not free obviously, so it has to be purchased on top of the warranty and insurance.

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effect_fml 0

This is more of a fail moment to me. Or... New CD: $15 Window tinting: $100 Forgrt to buy insurance for ur new car: priceless.

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wasanhm 3

you deserve it for not having full coverage on a new car.

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