Money: Today, I learned why my credit score is so low. My mom stole...

By MommyLovesMe - 08/03/2011 15:21 - United States

Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML

I agree, your life sucks 44 711

You deserved it 3 349

Back to school
Is that it, have we really enjoyed the holidays? It's time to find the best back-to-school struggles. More…

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Same thing different taste

By wdavi022 - 05/01/2011 09:01

Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML

I agree, your life sucks 44 479

You deserved it 5 448

Today, on Judge Judy…

By thanks ma - 29/05/2020 02:00

Today, all of my credit cards were frozen due to fraud. The culprit? My own mother. She rationalized it by saying I "owed" her for raising me. She didn’t even raise me. My grandma did. FML

I agree, your life sucks 2 078

You deserved it 127

Thanks, "Mom"

By thafinest - 12/10/2009 23:32 - United States

Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML

I agree, your life sucks 46 668

You deserved it 2 294

By skiergal98 - 18/08/2019 02:00

Today, I found out why I haven't been getting my bank statements for the past couple of months. My parents have been hiding them from me, because they've been stealing from it. FML

I agree, your life sucks 2 226

You deserved it 161

Piggy banked

By Rain - 14/11/2016 11:43

Today, I discovered my own mother has been stealing money from me for months when I opened my savings box to find it empty. FML

I agree, your life sucks 9 983

You deserved it 695

By KamiAzaaaaaa - 11/12/2015 16:34 - United Kingdom - London

Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML

I agree, your life sucks 23 792

You deserved it 1 556

By anonymous - 17/12/2013 05:02 - United States - Minneapolis

Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML

I agree, your life sucks 49 074

You deserved it 3 718

Smooth criminal

By Anonymous - 28/02/2022 00:01

Today, my sister stole my credit card, used it to rack up a small debt, then told my mom she will pay me back in the future one day, “happily”. But not right now because she has better things to spend her money on. FML

I agree, your life sucks 1 208

You deserved it 92

Mismanagement

By Anonymous - 28/01/2023 01:30 - United States - Sheppton

Today, I discovered that my mother has been stealing from me to cover her mountain of debt. I’m barely making ends meet as it is. When I confronted her, she had the gall to suggest I get a second job to support her. FML

I agree, your life sucks 896

You deserved it 99

Trust

By Goodtimes - 01/10/2019 20:01

Today, I had to dump my girlfriend because of tons of trust issues that kept reappearing. Shortly afterwards, my credit card disappeared and I got to experience my first identity theft. All within 24 hours. FML

I agree, your life sucks 1 888

You deserved it 148

lyncecelia 13

Tuesday 8 March 2011 19:08

wow.....what a bitch. Turn her in, you need good credit these days!!!

Jewelofagal 2

Tuesday 8 March 2011 19:10

You know that you're on the hook to repay the debts your Mom ran up under your name, don't you? Even if you aren't sued for repayment and/or choose not to pay off the debts, your credit will be trashed for 10 years. This will affect nearly everything you need/want: college loans, apartment rental, car loan, mortgage, JOB (many employers check credit before deciding to hire). The only way to restore your good credit it is to file an identity theft report with the police, then go about cleaning up the mess your Mom left you.

Comments

FancyKnickers_fml 0

Friday 18 March 2011 3:08

This might look like an 18 karat run of bad luck but in truth, it was rigged from the start.

WhyCantIDoRight 5

Tuesday 22 March 2011 10:55

That's just really low...

MistyLazuli 0

Saturday 2 April 2011 6:32

U should really take it to the police so u can make ur credit record straight, then (if u want) don't press charges. Ur Mum will get given a warning & ur future will be rescued (u really need a good credit record in this day and age). Win-win!

buttercup1575 0

Sunday 3 April 2011 3:30

I used to work for a credit bureau's telecommunication section. You'd be suprised how often we had to tell people that opening up service in their child's name is illegal. OP, if your mom opened up credit before you turned 18, you have an excellent chance of having those accounts surpressed. Supressed means that even if the accounts continue to report to the credit bureau, the accounts won't show up on your report. If you haven't already, contact all three bureaus to see if you can have your accounts suppressed and also have fraud alerts put on your reports. Good luck.

garfield224 0

Monday 18 April 2011 18:04

What a bitch

chopsuey310 0

Tuesday 17 May 2011 2:54

that sucks what a witch

tibbz87 5

Thursday 24 November 2011 18:10

Your mom is a down right ****.

midnight165 5

Friday 16 March 2012 12:09

Agreed with number 3.. Your mom had her chance to get good credit.. Don't let her ruin yours too.. Turn her in.. She's already screwed, why be screwed with her?