By MommyLovesMe - 08/03/2011 15:21 - United States

Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
I agree, your life sucks 44 711
You deserved it 3 349
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Top comments

lyncecelia 13

wow.....what a bitch. Turn her in, you need good credit these days!!!

109 1
Jewelofagal 2

You know that you're on the hook to repay the debts your Mom ran up under your name, don't you? Even if you aren't sued for repayment and/or choose not to pay off the debts, your credit will be trashed for 10 years. This will affect nearly everything you need/want: college loans, apartment rental, car loan, mortgage, JOB (many employers check credit before deciding to hire). The only way to restore your good credit it is to file an identity theft report with the police, then go about cleaning up the mess your Mom left you.

81 1

Comments

Lehk 9

those programs are utter garbage, and should be prosecuted under consumer fraud laws. all you need is your annual credit report from annualcreditreport.com

0 0
jayellef 3

when I was 7 I was hit by a car, got a settlement when I was 18, went to the bank to see how much I had. found out my mom took most of it. it took me a long time to realize that my family was bad for me. op, as soon as you realize that your family isn't good for you you'll be better and happier. I promise.

1 0
dropdeaddani 0

FYL, but this doesn't surprise me. I've known plenty of people who have gotten their home phone activated in their child's name because they went and ran their bill up so high and couldn't pay it.Your mom sucks though.

0 0
foost 0

dude ur mom is a low life for that stupid shit

0 0
dansco 24

Rat on the bitch! Thieving cow... All identity thievies need shooting!

1 0
IndridWarm 23

Sue her or whatever. Being related is no excuse not to do it.

0 0
TheNewGuy03 28

this...actually makes me sick. let me guess, she brought you into this world, so she can take you out, right? victimizing your child and tarnishing any endeavors they may aspire towards proves that your mother has no soul as well as no moral foundation. how can people even think to do something like this...?!??!?!! |the kid|

1 0