By housepoor - 07/07/2009 04:48 - United States

Today, I met with my realtor to close on a house for my boyfriend and me. While waiting for my boyfriend, I got a text message from him saying he was breaking up with me. I had already signed the papers on our house. Now I'm responsible for a mortgage that I can only afford with his help. FML
I agree, your life sucks 59 770
You deserved it 14 219

Same thing different taste

Top comments

Never take a mortgage you can't afford on your own. That's just asking for problems. What if you guys did stay together and one of you lost their job?

LadyV 0

Oh my God! That's so ******* tactless of him! FYL. That guy's a douche, you're better off without him. Maybe you can find a nice roommate?

Comments

skullbuster 0

There are alot of people blaming the OP for not being married, and somehow we have gone down the gay marriage trail for a while here too (and, BTW, get over it people..unless the homos are forcing all of us to watch while they screw each other, I don't really know why you all give a shit whether they share health benefits and houses). The big mistake the OP made here was not getting the boyfriend on the mortgage and deed. A marriage certificate is not required to do that. And if he didn't show up for settlement and he was a co-borrower/co-owner, the settlement would have been cancelled and she could have sued him to recoup any penalties they were hit with for backing out. Live and learn lady!

I think she was right for doing it in her own name, but she should have only gotten what she knew she could afford. Otherwise, either one could take the house/have a huge legal battle over the house if they were to break up, regardless of who actually paid the mortgage.

elmyra_duff 0

ok f your life, but you deserve this a little, too. he's just your boyfriend, who breaks up with you with a 'text message'! you should've seen this coming. mortgage is a looong and big promise and you guys weren't even married.

I hope you're reading this. Call legal aid in your state IMMEDIATELY. Most states have laws to protect people like you, for instance you may have a seven to fourteen day grace period after signing any contract in which you can retract your signature. I really hope you look into this.

You really should have waited until he was there, and signed together. (Putting aside concerns of whether it's a good idea to plan living together in the first place.) If you got the text while you were still at the office, you could still rip up the contract, and it would be void. You'd have to apologize to the realtor and the people you were supposed to buy from, but if you can't afford it, it's your only decent choice. If the contract is already sent off where it goes, with just your signature, sorry, but you're sort of screwed. Try to find another friend to move in with you?

yesenia1994 0

OP is a complete ******* retard. Why the **** would you buy a house that requires two incomes to pay for if you aren't married? You stupid stupid ****.

What the hell is wrong with you, man? For some people marriage isn't an option.

Bad luck, but more fool you for taking on that responsibility unsecured.

AngryC4t 0

FYL because that is a huge dick move on your boyfriend's part, but YDI for actually wanting to buy a house with someone that you're not even married to.