By jedd90 - 08/07/2009 14:37 - United States

Today, I overdrew my account and ended up paying an extra 35 bucks for a 1.99 item. It was an application on the iPhone that is supposed to help me keep track of my money. FML
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Top comments

skullbuster 0

Well, if you didn't have $1.99 in your account - you should probably skip buying apps on the iPhone and do things the old fashioned way. I mean, honestly, it doesn't sound like you have much money to keep track of anyway so I think a notebook and a pen would probably do the trick (or use that Notes app and the calculator on the phone)!

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Comments

anniebananie 3

How hard is it to log into online banking once in a while to check your balance? They even have overdraft protection if you have a savings account! You can even check it form your iPhone! I mean, could they make it any easier? YDI.

5 1
philosopher 0

You'd be surprised how hard it is for some people. Some people can't even turn on a computer without breaking it a few minutes later.

0 2
aaaaa12345_fml 0

maybe if they have some sort of mental illness/retardation

0 6
AshleyRose784 0

you don't need an application for your phone, you need a transaction register and a pen...

1 1
ithedarkknight 0

lmao those itouch and iphone apps are addicting but i just use the free ones...

1 2
mouseintern 0

With online banking, how hard is it to keep track of your money? You log on and bam! there is your balance. Keep $100 or so in there as a buffer and you're good to go. I have zero sympathy for any FML that includes the words "overdraft" or "overdrew my account".

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Pyrbaby 0

Actually, there are times when shit just happens and you get overdrafted. I went $300 in red once, even though I KNEW I had $200 in the bank, but there was a bank error so I had to pay a bazillion overdraft fees. I had my buffer. I knew how much money I had. And yet the bank screwed me over. So I can't say I have zero sympathy. BUT..chances are with something like this that it was pure stupidity and laziness. I also have a hard time sympathizing for anyone who overdrafts for a Starbucks latte or something.

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mouseintern 0

True, bank errors resulting in overdrafts don't apply to my having no sympathy for real overdrafts. They're really overdrafts in technical name only. I really only mean overdrafts that are the result of people legitimately charging more to their account than their balance.

1 0
lakeylove 0

I'm reading this from the fml app on moms iPhone. my mom doesn't even buy apps. same thing happened to me buying green day know your enemy I had to pay 25.00 waaaaaa

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24788 6

There's better ways to keep track of your money and it's usually free.

1 1
ELFENMAGICLOLZ 0

Should've downloaded Mint. It's free and probably better than the one you bought anyway.

1 0
L0veh8te 0

Call you bank they will refund your over draft fee. If its your first time. Banks will usually refund up to 2 some times 3 overdrafting fees. Just be nice when you call and if they first persone doesnt credit you ask to speak with a supervisor and so on.

0 0