By BlindInTheDark - 09/10/2013 18:02 - United States - Londonderry

Today, I again failed to convince my girlfriend that the $100 in our account is the minimum amount we have keep there to avoid being charged by the bank. We have a joint checking account, and the only way to take her off it is to close the account outright. FML
I agree, your life sucks 37 218
You deserved it 7 668

BlindInTheDark tells us more.

BlindInTheDark 4

Hey everyone, I see a lot of people in favor of the "close it outright" option, but of course I forgot to mention that in order to do so, we both have to go in and agree to close it. The only reason didn't do that ages ago is because I haven't come up with a way to convince her it's for the best, and since I DO plan to commit to her, I don't want to upset her.

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Top comments

DocBastard 38

Opening a joint checking account with someone to whom you are not married is a bit stupid. Opening one with someone who doesn't understand basic banking is downright ludicrous.

442 9
1dvs_bstd 41

Well then, seems like we already have a solution, don't we OP?

189 0

Comments

ligerzero459 24

So you need to 1) close the account and 2) switch to a bank that doesn't have stupid minimums. Get on it OP

15 2
SimplyHazel 4

Open another account with a different bank .....just let her know that you don't like that bank anymore due to blah blah blah......=)

14 1
archos58 10

Dude, don't. Never tie your future to someone that doesn't understand money. That is the person that will take out credit cards in your name, not pay them, hide the bills, then be annoyed that you are mad about it.

44 2
archos58 10

And if you are afraid to upset her, your relationship is not that strong. Grow a pair, get some sense, and dodge that bullet while your credit is intact.

31 3
ahd94 21

I don't see anything wrong with a husband and wife sharing a bank account but I wouldn't ever share one with my boyfriend. I mean there's no real point to that. Hopefully everything turns out in your favor. Maybe y'all can go to a financial planning seminar to help teach her money management.

13 3
mando420mun 7

just tell her stop wasting money or im leave u for your friend ..lol jk juat say bitch stop wasting money

0 0
ViviMage 38

Then close the account, open a new one she has no access to, and let her grow up before you share an account together. IMHO, you should wait till marriage before tying money. And if you leave her, she still has your banking info! So either way here you need to close it.

5 0
LifeStinks227 10

have separate accounts. I write a check for half he writes a check for the other half.. we send both in.. it works. mug company didn't like that. when they party one they consider it a partial payment. to get sounds that. I write a check for half payable to him. he writes a full check for mortgage. only do that if you trust each other. it works and no fights. joint account only for special occasions like saving for vacation.. get the straight now or will be fighting about money, number one reason for divorce.

1 4
jayellef 3

This is why, even after being married and with my husband for 7.5 years, I would never have an actual joint account where we both access it. It will be for mortgage and bills only. I work hard for my money as does he and I would hate to see money being taken out for dumb things.

4 0