By BlindInTheDark - 09/10/2013 18:02 - United States - Londonderry
BlindInTheDark tells us more.
Hey everyone, I see a lot of people in favor of the "close it outright" option, but of course I forgot to mention that in order to do so, we both have to go in and agree to close it. The only reason didn't do that ages ago is because I haven't come up with a way to convince her it's for the best, and since I DO plan to commit to her, I don't want to upset her.
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Just open a new account switch everything over to that account
New account, take your name off the current one. pack up and move on
As someone who's bad with money even I understand minimums. Have a frank talk with her and if she still doesn't get it do what my partner had to do to me. Put her on a budget. She'll hate it but if you're both in it for the long haul she'll be thankful you did it
sorry but I kinda think you deserve it. why do you have a joint account with your gf. Thats something I think is better to do when youre married.
She just completely flunked one of the most important tests one could have for a prospective life partner. Dump her and get out while you still can. NOW. Don't ever get hitched with someone who is incapable of even basic money management. Even if you open a different account that only you have access to and deposit your paycheck there, she'll totally take it out on you whenever she blows through her own funds and you refuse to cover the shortage.
You could always tell her that you want to switch to a bank with no minimum/fees and that you need to close the current one first. Then when you open the new one you could either put her or on it or not. Either way, if it upsets her, I don't understand why you would want to long-term with someone like that...
My husband and I, happily married since two year, each one of us has his own bank account, if case i needed extra money he would give me, ( i also have one of his visa with me all the time) , and we both work
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Opening a joint checking account with someone to whom you are not married is a bit stupid. Opening one with someone who doesn't understand basic banking is downright ludicrous.
Well then, seems like we already have a solution, don't we OP?