By BlindInTheDark - 09/10/2013 18:02 - United States - Londonderry
BlindInTheDark tells us more.
Hey everyone, I see a lot of people in favor of the "close it outright" option, but of course I forgot to mention that in order to do so, we both have to go in and agree to close it. The only reason didn't do that ages ago is because I haven't come up with a way to convince her it's for the best, and since I DO plan to commit to her, I don't want to upset her.
Top comments
Comments
Glad my bank doesn't limit me. Of course I only have $20 in mine and just lost my job :-/
Close it
your girlfriend should have a bank account of her own. That way she can learn something. Second close the bank account now. You'll appreciate it in the long run.
Make your own bank account and use that one only? Leave her with the fun of paying the bank fees for being under 100$
You probably shouldn't have started an account with your GIRLFRIEND in the first place... doesn't seem wise.
Won't the fee convince her?
I don't usually let it get that far. I monitor the account pretty frequently, and if it goes under I go to the bank and deposit enough to put it back over. As long as it's at the minimum at the end of the day, I don't get charged.
so you're going to protect her from the consequences of her actions and expect her to learn a lesson from this. the lesson seems to be "I can do anything I want and my boyfriend will be responsible for my actions and take care of everything" ..... I'm not saying this as an insult or an attack just from an outside opinion this seems to be the message you're sending out here. Can we say fiduciary misconduct? (hehehe it's so rare I get to use that word, if only I could have worked exponentially into it somewhere my day would be made)
Keywords
Opening a joint checking account with someone to whom you are not married is a bit stupid. Opening one with someone who doesn't understand basic banking is downright ludicrous.
Well then, seems like we already have a solution, don't we OP?