Money: Rejection

Rejection

By creditwhore - 24/02/2010 19:13 - United States

Today, I decided to apply for a credit card to help build up my credit rating. It seemed smart since I'm a 24 year-old college graduate. I was rejected for not having a credit history. Being rejected turns out to hurt your credit history. The irony of my predicament is too great for words. FML

I agree, your life sucks 34 650

You deserved it 2 901

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Same thing different taste

By Anonymous - 29/06/2016 01:51

Today, I received a notification that someone opened a fraudulent credit card in my name. I'm not sure what's worse: that they were approved at all with my terrible credit, or that I was denied for this exact card when I applied out of desperation last month to pay for my service dog's surgery. FML

I agree, your life sucks 14 526

You deserved it 914

Pedestrian blues

By Anonymous - 05/02/2023 00:00 - United States

Today, after I'd saved up for a deposit on a new car, I found out when I went to the dealership that I wasn’t eligible for a loan, due to my credit score. FML

I agree, your life sucks 658

You deserved it 308

By Failure - 22/12/2016 03:32

Today, despite having glowing recommendations, stellar grades, and an impressive resumé, I was rejected by all 15 colleges that I applied to. No explanation or reasons have been given, and it's too late to apply to any more. FML

I agree, your life sucks 9 861

You deserved it 936

By StuckInCollegeLimbo - 30/08/2017 19:30 - United States - Riverside

Today, after going through months of registration and orientation to transfer to a university, I was told that my application was denied because I didn't meet the minimum credit requirement. You couldn't tell me this before? FML

I agree, your life sucks 3 627

You deserved it 347

Cough up

By Anonymous - 13/11/2009 22:29 - United States

Today, I learned I have over $10,000 in debt, despite never owning a credit card. Apparently, my ex-roommate had been replying to the credit card offers I was receiving in the mail. That also explains my missing driver's license a few months back. FML

I agree, your life sucks 37 459

You deserved it 3 076

By BrokeAF - 22/12/2016 12:21

Today, I eagerly applied for a high-salary, fully supportive graduate program that I qualified for. There were 5 steps in the application process. I was turned down after the first one. FML

I agree, your life sucks 7 796

You deserved it 890

By Jibber96 - 14/11/2015 13:31 - Norway - Oslo

Today, I was walking with a friend to tell him how excited I was for college and even motivating him to apply for the same school, until I found out later that I got rejected. FML

I agree, your life sucks 23 135

You deserved it 2 467

By MommyLovesMe - 08/03/2011 15:21 - United States

Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML

I agree, your life sucks 44 710

You deserved it 3 349

Scammed

By Anonymous - 08/03/2023 05:00 - United States - Austin

Today, I noticed my credit score increased by 30 points. Not understanding why, I checked credit karma and found out someone opened several credit cards in my name. FML

I agree, your life sucks 936

You deserved it 86

By Jesse Thames - 16/05/2019 04:03

Today, I received a series of rejection letters from jobs, one after the other. Last night, I stayed up into the wee morning hours to apply to campus jobs I'm not qualified for, because I was classified as a part-time student due to an administrative error. FML

I agree, your life sucks 1 663

You deserved it 173

idkweird 0

Wednesday 24 February 2010 23:19

I don't understand this at all. Credit Card companies used to have people on my college campus all the time because, since most of us didn't have a credit history, it was easier to get credit cards. Here's my advice. Open up a secured line of credit with your bank. You give them a certain amount of cash, and they put it on a card for you. That card works like a credit card on your credit score, but you don't get into crazy debt over it. It's prepaid.

Zwingend 15

Wednesday 24 February 2010 23:22

Depending on who you're banking with you can get this card that is sort of your training wheels for the future. You put 200$ in an account then they give you a card with a 200$ limit to use. If you use this card correctly they will then give you a full fledged credit card. Look into it, it sucks but in the end it's worth it.

Comments

BlueBomber 0

Sunday 28 February 2010 1:15

Too great for words, and yet... Here we are.

joe_uncool 0

Wednesday 3 March 2010 20:39

I'll just reiterate what many people have said already: get a secured card from your bank and make sure you pay it off every month. after some time, they will refund your deposit and you'll have a great looking account on your credit report.

rasellersjr 0

Monday 12 April 2010 19:05

credit, spellchecker misinterperated a typo

varkey 7

Thursday 15 April 2010 5:38

wtf that sucks!

allplayedout 20

Thursday 1 July 2010 22:34

they have student cards with mad interest rates for people like you with no credit, though I wouldn't use them for much. I kinda want to put ydi for not having a credit history at 24, that's awfully old not to realize how important credit scores are. I started buildin mine when I was 17. still, bad credit is better than no credit and you can build a little just by paying off your student loans.