Rejection
By creditwhore - 24/02/2010 19:13 - United States
By creditwhore - 24/02/2010 19:13 - United States
By Anonymous - 29/06/2016 01:51
By Anonymous - 05/02/2023 00:00 - United States
By Failure - 22/12/2016 03:32
By StuckInCollegeLimbo - 30/08/2017 19:30 - United States - Riverside
By Anonymous - 13/11/2009 22:29 - United States
By BrokeAF - 22/12/2016 12:21
By Jibber96 - 14/11/2015 13:31 - Norway - Oslo
By MommyLovesMe - 08/03/2011 15:21 - United States
By Anonymous - 08/03/2023 05:00 - United States - Austin
By Jesse Thames - 16/05/2019 04:03
Open a secured card. The credit bureaus won't know/cAre and it will help you build credit to get an unsecured card later. Or a small loan from your bank/credit union.
Get a secured card, use it for monthly expenses, pay enough each month to keep the balance really low, and NEVER pay it late.
Seems to be a bit of a catch-22!
Well, now u have a credit history.
Go with capital one. You always get approved with them!
Keywords
I don't understand this at all. Credit Card companies used to have people on my college campus all the time because, since most of us didn't have a credit history, it was easier to get credit cards. Here's my advice. Open up a secured line of credit with your bank. You give them a certain amount of cash, and they put it on a card for you. That card works like a credit card on your credit score, but you don't get into crazy debt over it. It's prepaid.
Depending on who you're banking with you can get this card that is sort of your training wheels for the future. You put 200$ in an account then they give you a card with a 200$ limit to use. If you use this card correctly they will then give you a full fledged credit card. Look into it, it sucks but in the end it's worth it.