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Not a good start to marriage. That's the kind of thing that's a deal-breaker.
Sorry to hear that OP, but my advice is to take over all finances now while you can. My dad did not do this though my mother is beyond awful with money and we spent years in debt. Even if you hope they'll get better at budgeting, still continue controlling it. Better to be debt free with money under control instead of digging a hole deeper. Good luck.
Wait... What?? You actually said yes to them?
I've been married for almost 3 years, engaged 5 years ago, and we still owe absolutely everything on both rings, because my income is all we've got, and I can only make the minimum payment every few months. Same boat...
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I understand how love is a complicated thing, but something in your brain has GOT to be saying this is a bad start and is probably a sign of how things are going to be going forward.
You chose to say yes, OP.