By armenta427 - 07/10/2009 04:12 - United States

Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
I agree, your life sucks 44 934
You deserved it 3 342
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Top comments

RPGod 0

That's horrible! How dare they! You should sue them when they get back on their feet.

70 6
yep_sucks 1

welcome to my life. my mother stole the 30k my grandparents gave me for sophomore year to 'pay off' her debts. i'm now 90k in debt after all the interest from the loan i had to take out.

39 1

Comments

Zoa_fml 0

Wow only 28K? most mortgages are at least 100-200K so that's actually a pretty low amount of debt for average adults! It sucks that they took your money but for the past however many years they've probably had a similar argument, that you used up all their money!

1 5
Neopopulas 9

I never get these posts. Not only how your parents have access to your bank but how they can remove money without your authorizations. Even when i was a kid and had my own bank account my parents couldn't just take money out. And if you're over 18 they shouldn't have access to, nor the ability to withdraw money from your account, and if they do its theft, and you should sue to get your money back, even if they are your parents you shouldn't let them steal from you.

0 5
thefury 0

ya that's not that much but ydi for not securing your funds

0 5
Butterbuns 1

Jesus people, all of you saying "how the hell did they take out the money" I guess have never heard of joint accounts?

4 0
idkweird 0

Yes, but why would he have a joint account with his parents?!?

1 0
jdannyl 0

How old are you OP? If you're an adult then your parents shouldn't be able to do that. If you're a child, giving them access to your funds, then it's probably their money anyway and they're doing what they can to pay off the debt so that you all can live. You're either a child and thus an ungrateful idiot. Or you're an adult, gave your parents access to your account, and thus you are just an idiot.

0 11
Noah_h 0

I'm a minor and I hve like $5000 which would help with debt

2 1
Callyn 47

Tell your parents that they need to pay you back. They are still in just as much debt as they were before, they just now added a different creditor to the list. If they refuse to pay you back, call the police and report them. They have no right to your money, especially without asking first. And to those saying that if he's under 18 he has no right to his money, **** off. Parents decide to have children, when they decide to do so they take on the responsibility to raise their children. Children do not owe their parents anything, it's the other way around.

6 0
kiit_fml 0

First off, the OP never said that they took 28,000 out of his bank account, so it's possible they didn't have that much.. age isn't really important in this equation either way. Yes, minors are capable of having a lot of money, and if they worked for it, it is still their own, and not their parent's money. It is also possible that when they were a minor, they needed their parent to set up an account for them, and that they are no longer a minor. In this case, the parent could easily get into the account. It's not like it would be hard to get information on your own kid. Maybe they even stole a check, forged his signature, and then cashed it. I have a friend who has had this happen to him. He was 23 at the time and his parents had no ties to his bank account in any way. It's not that hard. I'd say sue them, but it would be kinda hard to afford a lawyer with only $27. Good luck =

8 0
idkweird 0

Ummmm, my parents set up an account for me when I was a minor, but they couldn't ever take money out of it unless I was with them. I actually had my mom on my account for a bit , as well, but neither of us could take out money without the other person there. As an adult, NO ONE could access large sums of money unless they were IN the bank and signing things. Without me there, it would be impossible to remove large sums of money. Smaller sums could be taken out of the ATM, but they would have to know my PIN number, and no one knows that except for me. I honestly can't think of any way that they could have taken the money without him allowing them access to it.

1 0
boatkicker 4

Where do you have an account? What's your bank? (no that's not sarcasm. I'm actually curious) because all you need to get into my accounts is my full name, social security number, and date of birth, all of which my parents know. My dad has taken my money on numerous occasions and I'd really like to switch to a different bank.

0 0
ozymandias_fml 0

Might try a US Bank. Here in the US, that sort of 'security' is illegal. In order to do that, you have to grant permission to the person and authorize the removal of funds.

1 1
boatkicker 4

I'm in the US. I use Bank of America. My father keeps getting in. At the moment I'm $243 overdrawn because I spent money that I assumed I had, but was not in there. Most of that is fees.

1 0
idkweird 0

Well, when I was younger, it was a creditunion. One that still, to this day, recognizes me by name when I call in. They also know me as soon as I walk in and greet me by name. I also bank with Bank of America, and usually, if you're inside the bank, they need to know the account number. Is his name on the account? Are you over 18? If I were you, I would ask to close out that account and start up a new one that he can not access. Make sure he doesn't have an ATM card, and doesn't know your PIN. Also, change all your answers to your security questions to lies if you're worried about online. He shouldnt be able to access your funds in person if he is not you, and he shouldnt be able to access your funds through an ATM or online without your information.

0 0
idkweird 0

Oh, and you should also ask if you can get an ATM/check card that has your photo on it for extra security. BofA did mine and I had it within a week.

1 0
ozymandias_fml 0

Then you need to remove him from your account access. I'm sure BoA follows Federal Law.

1 0
Cristaderzi 0

Umm You can't sue your parents Honour thy father and mother as you owe them for life. Fyl and ydi!!!

0 8
cpatrick820 3

I HATE this response. Just because you are their offspring does not mean you owe them anything, nor are you obligated to put up with their garbage. Anyone can be a parent. The fact that they had sex and came out with you doesn't make them superior....

0 0
DameGreyWulf 0

Yes, we should always honour our parents, even when they steal from us, beat us, rape us, horribly scar us for life mentally and physically... I mean, come on, we owe them our lives, therefore they have the right to do whatever they want with us. We belong to them, we are their property. How hard is that to understand, really!? [cough]

0 0
kcdarkwolf 4

I couldn't have said it better. Our parents have sex & create us then do the most horrific things to us. And we're supposes to owe them & be made to pay for they're mistakes.

0 0
Chocolate_Chunk 2

I suppose you're one of "they're" mistakes?

0 1
Mutsumi_fml 0

Surely the police can do something about this? It is theft after all.

2 0