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What's your son gonna do? Roll wit da gangstas and score sum grass?
^^ I am guessing that is a picture of your brother with down syndrome. my cousin has down syndrome as well
Your husband and kid should definitely have curfews, but you should be able to go out all night and do what you need to do to bring in some much-needed cash to that hobo camp you call your parents' house.
As you gain wisdom in life you will realize that there are some things that you can save money on and others you can't. You can afford to skimp on window cleaner, condoms and pacemakers, but you have to go high-dollar with peanut butter and ********. (I just saved you thousands of dollars and years of disappointment.)
Why should the husband have curfews?
Well OP if they do lose the house and they want to move in with you it'll be revenge time.
Three generations? Your parents deserve it for taking out a mortgage against a house that was already paid for.
Because houses that old never need repairs, you ******* retard.
repairs don't require taking out a mortgage so large that you're of losing the house, you ******* retard
It depends on what the repairs are. Here, two examples of expensive repairs. Half the roof blowing off in a hurricane? Expensive. Possibly covered by insurance, but if you have shitty insurance, probably not. Going out of town for a week and letting the pipes freeze and burst? Expensive because you now have to replace every burst pipe, there's potentially a lot of water damage, AND your water bill is going to be killer too. Insurance actually probably WONT cover this, as it's caused by neglect.
I have every type of insurance possible on my house, and when I needed to make repairs to it once, I REFUSED to get a loan using the house as collateral. I used my vehicles for the collateral. I don't blame her parents for doing it, but there is no way I would ever use my house for a loan, because you need a place to stay. Its easy to get a vehicle if you lose them, but its not easy to get a house back if you lose it.
Or... perhaps... OP's parent who inherited the house had siblings and he/she needed to buy out their interest in the house. My husband will inherit his parents' home when they pass on, but he will still need to buy out his siblings. At current market value, that is approximately $250,000.00. We certainly don't have that kind of money in our back pockets right now.
mike3775, One reason people might take out a loan using their house as collateral is that home equity loans, like mortgages still allow the interest to be used as a tax deduction. Other types of loans do not. You might not do it, and I'm not arguing the merits of this, but lots of people do without issues.
hurricanes and frozen pipes in California? really?
In Northern California? Yes.
I didn't look at the location of the FML. If hurricanes and frozen pipes don't do it for you, what about earthquakes? But even still, the same things can happen in some parts of California. Pretty sure "hurricane" is specific to storms formed in the Atlantic ocean, but I'm sure similar storms with a different name can form in the Pacific as well. And yes, as someone already said, it can definitely get cold enough for pipes to freeze in California.
Offering to help your parents save your family home is one thing. But you should have been clear about how it was going to be when you moved back. Parents are funny things, sometimes they want to be the parents no matter how old you are. YDI for not being clear with them when you moved in and/or not just having a mature discussion about how you come home whatever time you please as you and that you are not a little child anymore. Unless of course you and your husband are still in your teens in which case listen to your parents and go clean your room otherwise you are grounded!
If someone is leaving their home to help their parents in an important family matter, then they should be able to expect to be treated like adults. The parents are dependent on HER right now, not the other way around. I would just move right back out if anyone, even my parents, were being such assholes to me when all I'd done was make sacrifices just to help them out.
what'd you expect? -Ł
I don't believe it's an unreasonable request. My family had to move in with my mother briefly, and while it wasn't to help her, I still respected her rules. It's a matter of respect which is apparently lacking in most of the world's population.
When I lived with my parents once with my first wife, my parents never went that route. They treated us as adults and we paid money for food and expenses so they treated us as adults Saying that grown adults have curfews when they are assisting on paying the mortgage is uncalled for IMO. If my parents tried that with me, believe me, we be gone before the boxes were unpacked, considering its our incomes that are saving the house in the first place and keeping them in the house
I hope you laughed when your folks delivered that news. It takes a lot of chutzpah to try to control your grown child while needing their financial support.
So don't play along. Ask them which is more important: keeping the property, or being control freaks?
Keywords
Tell them, WHEN THEY PAY ALL THE BILLS, THEY CAN MAKE THE RULES! or just life them in their room!
move out if it's that bad