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What the HELL was your car doing under the tree?
yes they are. if the tree was on their property and it's branches went over your property line then you can call the city and complain. learned this in civil engineering & architecture
Should've gotten Allstate to protect you from mayhem like that
umm their homeowners insurance should pay for it considering the tree was in their yard. you could also make a comprehensive claim to your auto insurance, or just take them to civil court.
You're just as much of a neglectful moron as they are if you knew there was something wrong with the tree, which your "neglected to cut down" implies, and parked under it anyway. YDI. But sue away, because that's what people do when they don't want to be responsible for their own stupidity.
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Get a crane to place the tree on top of their car.
plant a tree wait 30 years, then crush their house with it